Tuesday, November 25, 2014

First aid Workers Compensation claims/ Small employers dropping coverage

I received notice from State Fund yesterday that beginning January 1 2015, State Fund will be reporting all first aid claims to the Workers Compensation Insurance Rating Bureau.  For those of you with experience modifications this could potentially cost you a lot of money.  As I have said in previous emails, the cost to an employer of small claims far exceeds the actual cost of the claim.  It is not clear if the Bureau has sent a directive to all insurance companies to report these claims.

Please see the request below from a writer for the Orange County Register.  Have any of you dropped your insurance coverage and sent employees to Covered California because it was actually cheaper for your employee because of the subsidies?

Hi Scott,

Thanks for taking the time to talk to me on the phone. As discussed, I am following up with this e-mail to ask if you might be able to put me onto a small business or two that has dropped health coverage and sent its employees to the exchange -- preferably in southern California and even more preferably (if I can get really greedy) in Orange County. Thank you very much.

Best regards,

Bernard J. Wolfson
Health Business Writer

Orange County Register

Scott Hauge
Small Business California
2311 Taraval Street
San Francisco, CA  94116


Tyron Tanaka said...

The fact that as a small business owner I pay so much for small claims is kind of outrageous. To those who did not know, this is an informative blog with a very small insight on what we as small business owners go thru with employees. I can agree with owners dropping coverage.

Tyron Tanaka @ Low And Canata

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