Monday, December 16, 2013

CA Unemployment Insurance Program

Our Manager of Government Affairs, Lori Kammerer put this piece together on the Unemployment Insurance Program. Small Business California has been part of the working group. Read below and let me know if unemployment insurance would be an issue for you if it increased dramatically.

California's Unemployment Insurance Program – is the insurance fund that pays state jobless benefits and is run by the Employment Development Department (EDD).  EDD owes nearly $10 billion to the federal government because the state has been paying more in jobless benefits than it has been receiving in employer-paid taxes.  The federal government has been paying the difference since 2009, including penalties and interest.  It is expected that California won’t be able to pay off the debt for at least 10 years, so the Governor and Labor Agency Secretary convened an advisory group comprised of management and labor to figure out a way to pay for the employer-financed program and pay off the debt…click here to continue reading.

I thought it might be helpful to put the timeline for individual coverage under Covered California. 

December 23rd - last day to enroll for coverage effective Jan. 1st, 2014


January 15th - last day to enroll for coverage effective Feb. 1st, 2014
February 15th -  last day to enroll for coverage effective Mar. 1st, 2014
March 15th - last day to enroll for coverage effective Apr. 1st. 2014
March 31st - last day to enroll for coverage effective May 1st, 2014
December 15th - last day to enroll for coverage effective Jan. 1st, 2015
*Open enrollment for 2015 begins Nov. 15th, 2014 and lasts until Jan. 15th, 2015


January 15th - last day to enroll for coverage effective Feb. 1st, 2015

*These dates are subject to change by Covered California. 

You cannot enroll for individual coverage in the Months of May through the end of year except for special circumstance like change in family status and job based healthcare.
I want to thank Micah Weinberg, PhD from Bay Area Council for helping me with this.


I don’t usually talk about my company but being that Small Business California was involved in the creation of B Corps in California, I am pleased to tell you CAL Insurance is now a B-Corp. Just got word today that we passed the test for this designation!

Scott Hauge
Small Business California
2311 Taraval Street
San Francisco, CA  94116

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