I think you all know that Oct 1st, 2013 the Exchange [Covered California] will be up and running for coverage on an individual basis and for groups 2 to 50 [SHOP]. Coverage will be effective Jan 1st, 2014.
On the individual coverage there will be Open Enrollment from Oct 1st to March 31st. What you may not know that if you miss placing your individual coverage by March 31st you will not be able to get coverage until Open Enrollment begins Oct 1st, 2014 for 2015 coverage. There are some exceptions to this that being for marriage, divorce and Native Americans. You will however be able to choose between COBRA and the Exchange if you lose your employer based coverage.
Covered California has a new personal coverage calculator. Go to www.coveredca.com. You can get more information also about how Covered California works.
For those of you in the Marin area, I will be speaking on the Affordable Care Act [ACA] at the Embassy Suites in San Rafael September 24th with Congressman Jared Huffman from Covered California and Bonnie Preston from HHS. The program is from 8AM to 10AM.
I am working with Lucas Public Relations and the California Endowment Foundation in outreach to the California small business community on ACA. One of the things we thought would be helpful is to get as many questions as possible from the small business community. Could you please send me your questions? We will try to answer them and let you know when we just don’t know. It is our goal to then set up a FAQ after receipt of those questions.
Small Business California
2311 Taraval Street
San Francisco, CA 94116