tag:blogger.com,1999:blog-323568262024-02-07T03:10:57.927-08:00Small Business California"8 Million Strong and Voting!" Small business is the heart beat of the United States economy. This blog searches for issues and answers to helping small business survive and thrive in California and the United States.SB-Calhttp://www.blogger.com/profile/17404059660426165296noreply@blogger.comBlogger737125tag:blogger.com,1999:blog-32356826.post-81241918872371266772016-11-22T14:25:00.002-08:002016-11-22T14:28:05.671-08:00<h1 style="background-color: white; color: #202020; font-family: 'Times New Roman', Times, Baskerville, Georgia, serif; font-size: 14px; font-variant-ligatures: normal; font-weight: normal; line-height: 17.5px; margin: 0px; orphans: 2; padding: 0px; widows: 2;">
November 26<sup>th</sup> is quickly approaching. Please see information you can use to promote.<br /><br /><strong>Scott Hauge</strong><br />President<br /><strong>Small Business California</strong><br />2311 Taraval Street<br />San Francisco, CA 94116<br /><a href="mailto:shauge@cal-insure.com" style="color: #2baadf;" title="mailto:shauge@cal-insure.com">shauge@cal-insure.com</a><br />415-680-2188</h1>
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<tr><td style="height: 400px; text-size-adjust: 100%;">Dear Scott,<br />
<br />
Now is the perfect moment to “hit send” with messages about Small Business Saturday through your communications channels. The more you spread the word, the more success small businesses in your community will have on November 26th! <br />
<br />
In addition to sample social posts, <a href="http://www.businesswire.com/news/home/20161117006112/en/Showing-Small-Businesses-Love-Consumers-Aware-Small" style="color: #2baadf;">click here</a> for a new Small Business Saturday press release. Issued last week, it contains new, statistics you might want to post. They complement the social posts that follow.<br />
<br />
<strong>SOCIAL POSTS</strong><br />
Rally small businesses and consumers on Facebook, Twitter, and Instagram using provided templates.<br />
<br />
<u>“Save the date”</u><br />
<em>Option 1</em><br />
Ready to get into the #SmallBizSat spirit on Nov 26? Don’t forget to #ShopSmall and show love for small businesses.<br />
<em>Option 2</em><br />
Join us on Nov 26 as we celebrate #SmallBizSat. Don’t forget to #ShopSmall and show love for small businesses.<br />
<a href="http://www.wipp.org/resource/resmgr/SBS16/SaveDate.jpg" style="color: #2baadf;">Image</a><br />
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<u>“Support”</u><br />
<em>Option 1</em><br />
Nov 26 is #SmallBizSat and we want small businesses everywhere to feel the love when customers #ShopSmall with them.<br />
<em>Option 2</em><br />
Nov 26 is #SmallBizSat and we want to see people everywhere #ShopSmall and show love for small businesses.<br />
<a href="http://www.wipp.org/resource/resmgr/SBS16/Support_1.jpg" style="color: #2baadf;">#1 Image</a><br />
<a href="http://www.wipp.org/resource/resmgr/SBS16/Support_2.jpg" style="color: #2baadf;">#2 Image</a><br />
<a href="http://www.wipp.org/resource/resmgr/SBS16/Support_3.jpg" style="color: #2baadf;">#3 Image</a><br />
<br />
SHOW YOUR LOVE FOR SMALL BUSINESS<br />
Use this heart to signify your support for small businesses. You can hang it up in your offices and give it to customers or employees.<br />
<a href="http://www.wipp.org/resource/resmgr/SBS16/2016HeartCutout.pdf" style="color: #2baadf;">Show Your Love For Small Business Heart </a><br />
<br />
Please note -- we know many of you are off the celebrate the Thanksgiving Holiday, please enjoy the holiday and keep an eye out for exciting news and updates from the Coalition!<br />
<br />
<strong>Last but not least<u>: Don't forget to use #ShopSmall!</u></strong><br />
<br />
Best regards,<br />
<br />
Lynn Bunim<br />
Small Business Saturday Coalition<br />
<a href="mailto:lbunim@wipp.org" style="color: #2baadf;">lbunim@wipp.org</a>; 415.434.4314 </td></tr>
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SB-Calhttp://www.blogger.com/profile/17404059660426165296noreply@blogger.com3tag:blogger.com,1999:blog-32356826.post-84050376376004008572016-11-22T14:24:00.001-08:002016-11-22T14:24:04.448-08:00Important! Changes To First Aid Claim Reporting In California<div style="background-color: white; color: #202020; font-family: 'Times New Roman', Times, Baskerville, Georgia, serif; font-size: 12px; font-variant-ligatures: normal; line-height: 18px; margin: 0in 0in 0pt; orphans: 2; padding: 0px; widows: 2;">
<span style="font-family: Times New Roman;"><span style="font-size: small;"><span style="color: black;">Please note a very important directive from the Insurance Commissioner. Effective Jan 1 2017, all claims - including first-aid claims</span><span style="color: #1f497d;"> - </span></span><span style="color: black; font-size: small;"> must be reported to the Workers Compensation Bureau. It will be required that the amount paid must be included even if it was not paid by the insurance company and will be included in your experience modification calculation. It seems to me you might not want to pay these claims yourself.</span></span></div>
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<span style="color: black; font-family: Times New Roman; font-size: small;">See link for Bureau notification</span>.</div>
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<strong>Scott Hauge</strong><br />President<br /><strong>Small Business California</strong><br />2311 Taraval Street<br />San Francisco, CA 94116<br /><a href="mailto:shauge@cal-insure.com" style="color: #2baadf;" title="mailto:shauge@cal-insure.com">shauge@cal-insure.com</a><br />415-680-2188 </h1>
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SB-Calhttp://www.blogger.com/profile/17404059660426165296noreply@blogger.com1tag:blogger.com,1999:blog-32356826.post-39916053349358570062016-11-14T14:38:00.002-08:002016-11-14T14:38:28.244-08:00Uninsured Motorist<div style="color: #202020; font-family: 'Times New Roman', Times, Baskerville, Georgia, serif; font-size: 12px; line-height: 18px; margin: 0in 0in 0pt; padding: 0px;">
<span style="font-family: Calibri;"><span style="font-size: small;">Something just came up for one of my clients that I thought might be of interest for other small business people. I am sure you all have automobile coverage. One of the coverage's under an automobile policy is U</span><span style="font-size: small;">ninsured M</span><span style="font-size: small;">otorists</span><span style="font-size: small;">. My client was the victim of a hit and run driver. They have not been able to identify the person that hit her. My client had U</span><span style="font-size: small;">insured M</span><span style="font-size: small;">otorists coverage but because they can’t identify the driver, there is no coverage for any physical injuries, the interruption of her business, because of her injuries and damage to her vehicle. There is limited coverage under medical payments. This is standard in the insurance industry. It also should be noted that her business interruption coverage under her business does not cover this either.</span></span></div>
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<span style="font-family: Calibri; font-size: small;">You may want to talk to your broker about this and consider a disability policy.</span></div>
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<strong><span style="color: #1f497d; font-family: arial, sans-serif; font-size: 9pt;">Scott Hauge</span></strong><br /><span style="font-family: arial, sans-serif; font-size: 9pt;">President<br /><strong>Small Business California</strong><br />2311 Taraval Street<br />San Francisco, CA 94116<br /><a href="mailto:shauge@cal-insure.com" style="color: #2baadf;" title="mailto:shauge@cal-insure.com"><span style="color: #202020;">shauge@cal-insure.com</span></a><br />415-680-2188 </span><br /><a href="http://smallbusinesscalifornia.org/" style="color: #2baadf;"><span style="color: #202020; font-family: helvetica, sans-serif; font-size: 11.5pt; text-decoration: none;"><img alt="https://gallery.mailchimp.com/242a7d7d5374a41e90180c761/images/SBC.png" border="0" height="41" id="_x0000_i1025" src="https://gallery.mailchimp.com/242a7d7d5374a41e90180c761/images/SBC.png" style="border: 0px; height: auto !important; outline: none; text-decoration: none;" width="160" /></span></a></div>
SB-Calhttp://www.blogger.com/profile/17404059660426165296noreply@blogger.com1tag:blogger.com,1999:blog-32356826.post-91850870864284234972016-11-14T14:30:00.003-08:002016-11-14T14:34:52.006-08:00Small Business Saturday - This Is Your Marketing Toolkit<h1>
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<span style="font-family: "Times New Roman", serif; font-size: 12pt;">I think all of
you are aware of Small Business Saturday. Please see information on how to
participate and get information about campaign.<br />
<br />
Scott Hauge President<br />
Small Business California 2311 Taraval Street<br />
San Francisco, CA 94116<br />
</span><span style="color: #2baadf; font-family: "Times New Roman",serif; font-size: 12.0pt; mso-bidi-font-weight: bold; mso-fareast-font-family: "Times New Roman"; mso-font-kerning: 18.0pt;">shauge@cal-insure.com</span><span style="font-family: "Times New Roman", serif; font-size: 12pt;"> 415-680-2188<o:p></o:p></span></div>
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<br />
Dear
Scott,<br />
<br />
<strong>WELCOME TO THE SMALL BUSINESS SATURDAY® TEAM</strong><br />
<br />
Thank you for being a Small Business Saturday Coalition Member! Over the
past six years, Small Business Saturday has helped small business owners
with their most pressing need — getting more customers. We want to make
this our biggest and best year yet. We’ll be asking communities everywhere
to show their love for small businesses on Nov 26.<br />
<br />
As a Coalition Member, you can spread the word and create excitement
leading up to the day by leveraging your brand reach and social media
channels. We’ve made it easy to promote Small Business Saturday to your
small business customers, consumers, and your employees with pre-made
marketing materials and some creative thought starters below.<br />
<br />
TIPS YOU CAN GIVE SMALL BUSINESS OWNERS<br />
• Tell them to visit ShopSmall.com/GetReady to customize free downloadable
marketing materials that can help attract more customers on Nov 26.<br />
• Encourage them to engage their followers on social media.<br />
• Direct them to your blog or website for content about making the most of
the holiday shopping season.<br />
<br />
IDEAS TO INVOLVE EVERYONE<br />
• Employees: Motivate your community to #ShopSmall on Nov 26, Small
Business Saturday.<br />
• Consumers: Encourage consumers to #ShopSmall at small businesses in their
communities.<br />
• Communities: Spread the word that you support small business.<br />
<br />
SHOP SMALL LOGOS<br />
(Please note the white logos appear as white images on a white
background in the attached links)<br />
<br />
Shop Small<br />
<a href="http://smallbusinesscalifornia.us4.list-manage.com/track/click?u=242a7d7d5374a41e90180c761&id=d33719e502&e=43271a9c5e" style="-ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;"><span style="color: #2baadf;">Blue File format: EPS</span></a><br />
<a href="http://smallbusinesscalifornia.us4.list-manage.com/track/click?u=242a7d7d5374a41e90180c761&id=997e6e0200&e=43271a9c5e" style="-ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;"><span style="color: #2baadf;">Blue File format: PNG</span></a><br />
<a href="http://smallbusinesscalifornia.us4.list-manage.com/track/click?u=242a7d7d5374a41e90180c761&id=b4bafb807c&e=43271a9c5e" style="-ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;"><span style="color: #2baadf;">White File format: EPS</span></a><br />
<a href="http://smallbusinesscalifornia.us4.list-manage.com/track/click?u=242a7d7d5374a41e90180c761&id=67d11b9ed6&e=43271a9c5e" style="-ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;"><span style="color: #2baadf;">White File format: PNG</span></a><br />
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Small Business Saturday<br />
<a href="http://smallbusinesscalifornia.us4.list-manage.com/track/click?u=242a7d7d5374a41e90180c761&id=cfdd610776&e=43271a9c5e" style="-ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;"><span style="color: #2baadf;">Blue Small Business Saturday File Format: CMYK EPS</span></a><br />
<a href="http://smallbusinesscalifornia.us4.list-manage.com/track/click?u=242a7d7d5374a41e90180c761&id=127a3c95d5&e=43271a9c5e" style="-ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;"><span style="color: #2baadf;">Blue Small Business Saturday File Format: RGB PNG</span></a><br />
<a href="http://smallbusinesscalifornia.us4.list-manage2.com/track/click?u=242a7d7d5374a41e90180c761&id=a6dc3fb2f9&e=43271a9c5e" style="-ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;"><span style="color: #2baadf;">White Small Business Saturday File Format: CMYK EPS</span></a><br />
<a href="http://smallbusinesscalifornia.us4.list-manage.com/track/click?u=242a7d7d5374a41e90180c761&id=64c7ee9412&e=43271a9c5e" style="-ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;"><span style="color: #2baadf;">White Small Business Saturday File Format: RGB PNG</span></a><br />
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Small Business Saturday w/American Express Branding<br />
<a href="http://smallbusinesscalifornia.us4.list-manage1.com/track/click?u=242a7d7d5374a41e90180c761&id=db9dc4e5e8&e=43271a9c5e" style="-ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;"><span style="color: #2baadf;">Blue Small Business Saturday American Express File
Format: CMYK EPS</span></a><br />
<a href="http://smallbusinesscalifornia.us4.list-manage.com/track/click?u=242a7d7d5374a41e90180c761&id=0060efe318&e=43271a9c5e" style="-ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;"><span style="color: #2baadf;">Blue Small Business Saturday American Express File
Format: RGB PNG</span></a><br />
<a href="http://smallbusinesscalifornia.us4.list-manage.com/track/click?u=242a7d7d5374a41e90180c761&id=6f3e12c8c6&e=43271a9c5e" style="-ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;"><span style="color: #2baadf;">White Small Business Saturday American Express File
Format: CMYK EPS</span></a><br />
<a href="http://smallbusinesscalifornia.us4.list-manage.com/track/click?u=242a7d7d5374a41e90180c761&id=5b9223dd00&e=43271a9c5e" style="-ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;"><span style="color: #2baadf;">White Small Business Saturday American Express File
Format: RGB PNG</span></a><br />
<br />
HANDOUTS<br />
Distribute the Business Owner handouts to your small business customers and
inspire them to participate and promote themselves with free downloadable
marketing materials from ShopSmall.com. Or use the Consumer Handouts to
remind consumers to show love for small businesses on Nov 26.<br />
<a href="http://smallbusinesscalifornia.us4.list-manage.com/track/click?u=242a7d7d5374a41e90180c761&id=64d4bd6961&e=43271a9c5e" style="-ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;"><span style="color: #2baadf;">Consumer Handout </span></a><br />
<a href="http://smallbusinesscalifornia.us4.list-manage1.com/track/click?u=242a7d7d5374a41e90180c761&id=bd572703ae&e=43271a9c5e" style="-ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;"><span style="color: #2baadf;">Consumer Handout with American Express Branding
</span></a><br />
<a href="http://smallbusinesscalifornia.us4.list-manage.com/track/click?u=242a7d7d5374a41e90180c761&id=348d5276a6&e=43271a9c5e" style="-ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;"><span style="color: #2baadf;">Business Owner Handout </span></a><br />
<a href="http://smallbusinesscalifornia.us4.list-manage.com/track/click?u=242a7d7d5374a41e90180c761&id=1a5d241592&e=43271a9c5e" style="-ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;"><span style="color: #2baadf;">Business Owner Handout American Express Branding </span></a><br />
<br />
SHOW YOUR LOVE FOR SMALL BUSINESS<br />
Use this heart to signify your support for small businesses. You can hang
it up in your offices and give it to customers or employees.<br />
<a href="http://smallbusinesscalifornia.us4.list-manage.com/track/click?u=242a7d7d5374a41e90180c761&id=6e4ed6fc12&e=43271a9c5e" style="-ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;"><span style="color: #2baadf;">Show Your Love For Small Business Heart </span></a><br />
<br />
SOCIAL POSTS<br />
Rally small businesses and consumers on Facebook, Twitter, and Instagram
using provided templates.<br />
<br />
“Get Ready”<br />
<a href="http://smallbusinesscalifornia.us4.list-manage.com/track/click?u=242a7d7d5374a41e90180c761&id=4bda9e9046&e=43271a9c5e" style="-ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;"><span style="color: #2baadf;">Text</span></a><br />
<a href="http://smallbusinesscalifornia.us4.list-manage.com/track/click?u=242a7d7d5374a41e90180c761&id=8c9ad82fa2&e=43271a9c5e" style="-ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;"><span style="color: #2baadf;">Image</span></a><br />
<a href="http://smallbusinesscalifornia.us4.list-manage.com/track/click?u=242a7d7d5374a41e90180c761&id=0c71d2db39&e=43271a9c5e" style="-ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;"><span style="color: #2baadf;">Image w/ American Express Branding </span></a><br />
<br />
“Save The Date”<br />
<a href="http://smallbusinesscalifornia.us4.list-manage.com/track/click?u=242a7d7d5374a41e90180c761&id=b346c308ba&e=43271a9c5e" style="-ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;"><span style="color: #2baadf;">Text</span></a><br />
<a href="http://smallbusinesscalifornia.us4.list-manage2.com/track/click?u=242a7d7d5374a41e90180c761&id=8e26b0d36e&e=43271a9c5e" style="-ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;"><span style="color: #2baadf;">Image</span></a><br />
<a href="http://smallbusinesscalifornia.us4.list-manage1.com/track/click?u=242a7d7d5374a41e90180c761&id=5651212d13&e=43271a9c5e" style="-ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;"><span style="color: #2baadf;">Image w/American Express Branding</span></a><br />
<br />
“Support”<br />
<a href="http://smallbusinesscalifornia.us4.list-manage.com/track/click?u=242a7d7d5374a41e90180c761&id=9de272ad28&e=43271a9c5e" style="-ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;"><span style="color: #2baadf;">Text</span></a><br />
<a href="http://smallbusinesscalifornia.us4.list-manage.com/track/click?u=242a7d7d5374a41e90180c761&id=f860c1c495&e=43271a9c5e" style="-ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;"><span style="color: #2baadf;">#1 Image</span></a><br />
<a href="http://smallbusinesscalifornia.us4.list-manage.com/track/click?u=242a7d7d5374a41e90180c761&id=9d462c95da&e=43271a9c5e" style="-ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;"><span style="color: #2baadf;">#1 Image w/American Express Branding</span></a><br />
<a href="http://smallbusinesscalifornia.us4.list-manage2.com/track/click?u=242a7d7d5374a41e90180c761&id=2c44fe1d8d&e=43271a9c5e" style="-ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;"><span style="color: #2baadf;">#2 Image</span></a><br />
<a href="http://smallbusinesscalifornia.us4.list-manage.com/track/click?u=242a7d7d5374a41e90180c761&id=e7d70677cd&e=43271a9c5e" style="-ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;"><span style="color: #2baadf;">#2 Image w/American Express Branding</span></a><br />
<a href="http://smallbusinesscalifornia.us4.list-manage.com/track/click?u=242a7d7d5374a41e90180c761&id=279624d27c&e=43271a9c5e" style="-ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;"><span style="color: #2baadf;">#3 Image</span></a><br />
<a href="http://smallbusinesscalifornia.us4.list-manage.com/track/click?u=242a7d7d5374a41e90180c761&id=2b380ae467&e=43271a9c5e" style="-ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;"><span style="color: #2baadf;">#3 Image w/American Express Branding</span></a><br />
<br />
WEBSITE BANNERS<br />
Display these banners on your online channels such as a website, blog, and
Facebook page.<br />
<a href="http://smallbusinesscalifornia.us4.list-manage2.com/track/click?u=242a7d7d5374a41e90180c761&id=3700f914ff&e=43271a9c5e" style="-ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;"><span style="color: #2baadf;">300x250</span></a><br />
<a href="http://smallbusinesscalifornia.us4.list-manage.com/track/click?u=242a7d7d5374a41e90180c761&id=c6a02513bf&e=43271a9c5e" style="-ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;"><span style="color: #2baadf;">728x90</span></a><br />
<a href="http://smallbusinesscalifornia.us4.list-manage.com/track/click?u=242a7d7d5374a41e90180c761&id=eb0d4d3d6b&e=43271a9c5e" style="-ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;"><span style="color: #2baadf;">300x250 American Express Branding</span></a><br />
<a href="http://smallbusinesscalifornia.us4.list-manage.com/track/click?u=242a7d7d5374a41e90180c761&id=c9ad5967f4&e=43271a9c5e" style="-ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;"><span style="color: #2baadf;">728x90 American Express Branding</span></a><br />
<br />
SAMPLE EMAILS<br />
Use this email template and copy to encourage consumers to get out and show
and small businesses to visit ShopSmall.com/GetReady where they can create
free custom marketing materials to help attract customers on Nov 26.<br />
<a href="http://smallbusinesscalifornia.us4.list-manage.com/track/click?u=242a7d7d5374a41e90180c761&id=234fa965a1&e=43271a9c5e" style="-ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;"><span style="color: #2baadf;">Business Owner </span></a><br />
<a href="http://smallbusinesscalifornia.us4.list-manage.com/track/click?u=242a7d7d5374a41e90180c761&id=d1295115e2&e=43271a9c5e" style="-ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;"><span style="color: #2baadf;">Consumer/Employee </span></a><br />
<br />
PRESS RELEASE<br />
Get the word out about Small Business Saturday with this press release
template.<br />
<a href="http://smallbusinesscalifornia.us4.list-manage.com/track/click?u=242a7d7d5374a41e90180c761&id=2d4c58189f&e=43271a9c5e" style="-ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;"><span style="color: #2baadf;">Sample Press Release </span></a><br />
<br />
MARKETING AND LOGO GUIDELINES<br />
Please adhere to the Marketing and Logo Guidelines document. It outlines
the rules for using Shop Small® and Small Business Saturday assets.<br />
<a href="http://smallbusinesscalifornia.us4.list-manage2.com/track/click?u=242a7d7d5374a41e90180c761&id=dfa01a837f&e=43271a9c5e" style="-ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;"><span style="color: #2baadf;">Marketing and Logo Guidelines</span></a><br />
<br />
Assets are not to be altered (except as indicated) or used outside of their
intended purpose.<br />
<br />
Best regards,<br />
<br />
Lynn Bunim<br />
Small Business Saturday Coalition<br />
<a href="mailto:lbunim@wipp.org" style="-ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;"><span style="color: #2baadf;">lbunim@wipp.org</span></a>;
415.434.4314 <o:p></o:p></div>
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SB-Calhttp://www.blogger.com/profile/17404059660426165296noreply@blogger.com1tag:blogger.com,1999:blog-32356826.post-64339150921683503652016-11-14T14:30:00.002-08:002016-11-14T14:31:33.268-08:00Small Business Saturday - This Is Your Marketing Toolkit<h1>
I think all of you
are aware of Small Business Saturday. Please see information on how to
participate and get information about campaign.<br />
<br />
<strong>Scott Hauge</strong><br />
President<br />
<strong>Small Business California</strong><br />
2311 Taraval Street<br />
San Francisco, CA 94116<br />
<a href="mailto:shauge@cal-insure.com" style="-ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;" title="mailto:shauge@cal-insure.com"><span style="color: #2baadf;">shauge@cal-insure.com</span></a><br />
415-680-2188<br />
<a href="http://smallbusinesscalifornia.us4.list-manage.com/track/click?u=242a7d7d5374a41e90180c761&id=147589b588&e=43271a9c5e" style="-ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;"><span style="color: #2baadf; text-decoration: none;"><img alt="https://gallery.mailchimp.com/242a7d7d5374a41e90180c761/images/SBC.png" border="0" height="41" id="_x0000_i1025" src="https://gallery.mailchimp.com/242a7d7d5374a41e90180c761/images/SBC.png" style="-ms-interpolation-mode: bicubic; border-bottom-width: 0in; border-left-width: 0in; border-right-width: 0in; border-top-width: 0in; height: auto; outline: none; text-decoration: none;" width="160" /></span></a><br /> </h1>
<div align="center">
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<div class="MsoNormal">
Dear
Scott,<br />
<br />
<strong>WELCOME TO THE SMALL BUSINESS SATURDAY® TEAM</strong><br />
<br />
Thank you for being a Small Business Saturday Coalition Member! Over the
past six years, Small Business Saturday has helped small business owners
with their most pressing need — getting more customers. We want to make
this our biggest and best year yet. We’ll be asking communities everywhere
to show their love for small businesses on Nov 26.<br />
<br />
As a Coalition Member, you can spread the word and create excitement
leading up to the day by leveraging your brand reach and social media
channels. We’ve made it easy to promote Small Business Saturday to your
small business customers, consumers, and your employees with pre-made
marketing materials and some creative thought starters below.<br />
<br />
TIPS YOU CAN GIVE SMALL BUSINESS OWNERS<br />
• Tell them to visit ShopSmall.com/GetReady to customize free downloadable
marketing materials that can help attract more customers on Nov 26.<br />
• Encourage them to engage their followers on social media.<br />
• Direct them to your blog or website for content about making the most of
the holiday shopping season.<br />
<br />
IDEAS TO INVOLVE EVERYONE<br />
• Employees: Motivate your community to #ShopSmall on Nov 26, Small
Business Saturday.<br />
• Consumers: Encourage consumers to #ShopSmall at small businesses in their
communities.<br />
• Communities: Spread the word that you support small business.<br />
<br />
SHOP SMALL LOGOS<br />
(Please note the white logos appear as white images on a white
background in the attached links)<br />
<br />
Shop Small<br />
<a href="http://smallbusinesscalifornia.us4.list-manage.com/track/click?u=242a7d7d5374a41e90180c761&id=d33719e502&e=43271a9c5e" style="-ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;"><span style="color: #2baadf;">Blue File format: EPS</span></a><br />
<a href="http://smallbusinesscalifornia.us4.list-manage.com/track/click?u=242a7d7d5374a41e90180c761&id=997e6e0200&e=43271a9c5e" style="-ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;"><span style="color: #2baadf;">Blue File format: PNG</span></a><br />
<a href="http://smallbusinesscalifornia.us4.list-manage.com/track/click?u=242a7d7d5374a41e90180c761&id=b4bafb807c&e=43271a9c5e" style="-ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;"><span style="color: #2baadf;">White File format: EPS</span></a><br />
<a href="http://smallbusinesscalifornia.us4.list-manage.com/track/click?u=242a7d7d5374a41e90180c761&id=67d11b9ed6&e=43271a9c5e" style="-ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;"><span style="color: #2baadf;">White File format: PNG</span></a><br />
<br />
Small Business Saturday<br />
<a href="http://smallbusinesscalifornia.us4.list-manage.com/track/click?u=242a7d7d5374a41e90180c761&id=cfdd610776&e=43271a9c5e" style="-ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;"><span style="color: #2baadf;">Blue Small Business Saturday File Format: CMYK EPS</span></a><br />
<a href="http://smallbusinesscalifornia.us4.list-manage.com/track/click?u=242a7d7d5374a41e90180c761&id=127a3c95d5&e=43271a9c5e" style="-ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;"><span style="color: #2baadf;">Blue Small Business Saturday File Format: RGB PNG</span></a><br />
<a href="http://smallbusinesscalifornia.us4.list-manage2.com/track/click?u=242a7d7d5374a41e90180c761&id=a6dc3fb2f9&e=43271a9c5e" style="-ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;"><span style="color: #2baadf;">White Small Business Saturday File Format: CMYK EPS</span></a><br />
<a href="http://smallbusinesscalifornia.us4.list-manage.com/track/click?u=242a7d7d5374a41e90180c761&id=64c7ee9412&e=43271a9c5e" style="-ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;"><span style="color: #2baadf;">White Small Business Saturday File Format: RGB PNG</span></a><br />
<br />
Small Business Saturday w/American Express Branding<br />
<a href="http://smallbusinesscalifornia.us4.list-manage1.com/track/click?u=242a7d7d5374a41e90180c761&id=db9dc4e5e8&e=43271a9c5e" style="-ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;"><span style="color: #2baadf;">Blue Small Business Saturday American Express File
Format: CMYK EPS</span></a><br />
<a href="http://smallbusinesscalifornia.us4.list-manage.com/track/click?u=242a7d7d5374a41e90180c761&id=0060efe318&e=43271a9c5e" style="-ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;"><span style="color: #2baadf;">Blue Small Business Saturday American Express File
Format: RGB PNG</span></a><br />
<a href="http://smallbusinesscalifornia.us4.list-manage.com/track/click?u=242a7d7d5374a41e90180c761&id=6f3e12c8c6&e=43271a9c5e" style="-ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;"><span style="color: #2baadf;">White Small Business Saturday American Express File
Format: CMYK EPS</span></a><br />
<a href="http://smallbusinesscalifornia.us4.list-manage.com/track/click?u=242a7d7d5374a41e90180c761&id=5b9223dd00&e=43271a9c5e" style="-ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;"><span style="color: #2baadf;">White Small Business Saturday American Express File
Format: RGB PNG</span></a><br />
<br />
HANDOUTS<br />
Distribute the Business Owner handouts to your small business customers and
inspire them to participate and promote themselves with free downloadable
marketing materials from ShopSmall.com. Or use the Consumer Handouts to
remind consumers to show love for small businesses on Nov 26.<br />
<a href="http://smallbusinesscalifornia.us4.list-manage.com/track/click?u=242a7d7d5374a41e90180c761&id=64d4bd6961&e=43271a9c5e" style="-ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;"><span style="color: #2baadf;">Consumer Handout </span></a><br />
<a href="http://smallbusinesscalifornia.us4.list-manage1.com/track/click?u=242a7d7d5374a41e90180c761&id=bd572703ae&e=43271a9c5e" style="-ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;"><span style="color: #2baadf;">Consumer Handout with American Express Branding
</span></a><br />
<a href="http://smallbusinesscalifornia.us4.list-manage.com/track/click?u=242a7d7d5374a41e90180c761&id=348d5276a6&e=43271a9c5e" style="-ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;"><span style="color: #2baadf;">Business Owner Handout </span></a><br />
<a href="http://smallbusinesscalifornia.us4.list-manage.com/track/click?u=242a7d7d5374a41e90180c761&id=1a5d241592&e=43271a9c5e" style="-ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;"><span style="color: #2baadf;">Business Owner Handout American Express Branding </span></a><br />
<br />
SHOW YOUR LOVE FOR SMALL BUSINESS<br />
Use this heart to signify your support for small businesses. You can hang
it up in your offices and give it to customers or employees.<br />
<a href="http://smallbusinesscalifornia.us4.list-manage.com/track/click?u=242a7d7d5374a41e90180c761&id=6e4ed6fc12&e=43271a9c5e" style="-ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;"><span style="color: #2baadf;">Show Your Love For Small Business Heart </span></a><br />
<br />
SOCIAL POSTS<br />
Rally small businesses and consumers on Facebook, Twitter, and Instagram
using provided templates.<br />
<br />
“Get Ready”<br />
<a href="http://smallbusinesscalifornia.us4.list-manage.com/track/click?u=242a7d7d5374a41e90180c761&id=4bda9e9046&e=43271a9c5e" style="-ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;"><span style="color: #2baadf;">Text</span></a><br />
<a href="http://smallbusinesscalifornia.us4.list-manage.com/track/click?u=242a7d7d5374a41e90180c761&id=8c9ad82fa2&e=43271a9c5e" style="-ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;"><span style="color: #2baadf;">Image</span></a><br />
<a href="http://smallbusinesscalifornia.us4.list-manage.com/track/click?u=242a7d7d5374a41e90180c761&id=0c71d2db39&e=43271a9c5e" style="-ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;"><span style="color: #2baadf;">Image w/ American Express Branding </span></a><br />
<br />
“Save The Date”<br />
<a href="http://smallbusinesscalifornia.us4.list-manage.com/track/click?u=242a7d7d5374a41e90180c761&id=b346c308ba&e=43271a9c5e" style="-ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;"><span style="color: #2baadf;">Text</span></a><br />
<a href="http://smallbusinesscalifornia.us4.list-manage2.com/track/click?u=242a7d7d5374a41e90180c761&id=8e26b0d36e&e=43271a9c5e" style="-ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;"><span style="color: #2baadf;">Image</span></a><br />
<a href="http://smallbusinesscalifornia.us4.list-manage1.com/track/click?u=242a7d7d5374a41e90180c761&id=5651212d13&e=43271a9c5e" style="-ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;"><span style="color: #2baadf;">Image w/American Express Branding</span></a><br />
<br />
“Support”<br />
<a href="http://smallbusinesscalifornia.us4.list-manage.com/track/click?u=242a7d7d5374a41e90180c761&id=9de272ad28&e=43271a9c5e" style="-ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;"><span style="color: #2baadf;">Text</span></a><br />
<a href="http://smallbusinesscalifornia.us4.list-manage.com/track/click?u=242a7d7d5374a41e90180c761&id=f860c1c495&e=43271a9c5e" style="-ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;"><span style="color: #2baadf;">#1 Image</span></a><br />
<a href="http://smallbusinesscalifornia.us4.list-manage.com/track/click?u=242a7d7d5374a41e90180c761&id=9d462c95da&e=43271a9c5e" style="-ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;"><span style="color: #2baadf;">#1 Image w/American Express Branding</span></a><br />
<a href="http://smallbusinesscalifornia.us4.list-manage2.com/track/click?u=242a7d7d5374a41e90180c761&id=2c44fe1d8d&e=43271a9c5e" style="-ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;"><span style="color: #2baadf;">#2 Image</span></a><br />
<a href="http://smallbusinesscalifornia.us4.list-manage.com/track/click?u=242a7d7d5374a41e90180c761&id=e7d70677cd&e=43271a9c5e" style="-ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;"><span style="color: #2baadf;">#2 Image w/American Express Branding</span></a><br />
<a href="http://smallbusinesscalifornia.us4.list-manage.com/track/click?u=242a7d7d5374a41e90180c761&id=279624d27c&e=43271a9c5e" style="-ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;"><span style="color: #2baadf;">#3 Image</span></a><br />
<a href="http://smallbusinesscalifornia.us4.list-manage.com/track/click?u=242a7d7d5374a41e90180c761&id=2b380ae467&e=43271a9c5e" style="-ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;"><span style="color: #2baadf;">#3 Image w/American Express Branding</span></a><br />
<br />
WEBSITE BANNERS<br />
Display these banners on your online channels such as a website, blog, and
Facebook page.<br />
<a href="http://smallbusinesscalifornia.us4.list-manage2.com/track/click?u=242a7d7d5374a41e90180c761&id=3700f914ff&e=43271a9c5e" style="-ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;"><span style="color: #2baadf;">300x250</span></a><br />
<a href="http://smallbusinesscalifornia.us4.list-manage.com/track/click?u=242a7d7d5374a41e90180c761&id=c6a02513bf&e=43271a9c5e" style="-ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;"><span style="color: #2baadf;">728x90</span></a><br />
<a href="http://smallbusinesscalifornia.us4.list-manage.com/track/click?u=242a7d7d5374a41e90180c761&id=eb0d4d3d6b&e=43271a9c5e" style="-ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;"><span style="color: #2baadf;">300x250 American Express Branding</span></a><br />
<a href="http://smallbusinesscalifornia.us4.list-manage.com/track/click?u=242a7d7d5374a41e90180c761&id=c9ad5967f4&e=43271a9c5e" style="-ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;"><span style="color: #2baadf;">728x90 American Express Branding</span></a><br />
<br />
SAMPLE EMAILS<br />
Use this email template and copy to encourage consumers to get out and show
and small businesses to visit ShopSmall.com/GetReady where they can create
free custom marketing materials to help attract customers on Nov 26.<br />
<a href="http://smallbusinesscalifornia.us4.list-manage.com/track/click?u=242a7d7d5374a41e90180c761&id=234fa965a1&e=43271a9c5e" style="-ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;"><span style="color: #2baadf;">Business Owner </span></a><br />
<a href="http://smallbusinesscalifornia.us4.list-manage.com/track/click?u=242a7d7d5374a41e90180c761&id=d1295115e2&e=43271a9c5e" style="-ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;"><span style="color: #2baadf;">Consumer/Employee </span></a><br />
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PRESS RELEASE<br />
Get the word out about Small Business Saturday with this press release
template.<br />
<a href="http://smallbusinesscalifornia.us4.list-manage.com/track/click?u=242a7d7d5374a41e90180c761&id=2d4c58189f&e=43271a9c5e" style="-ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;"><span style="color: #2baadf;">Sample Press Release </span></a><br />
<br />
MARKETING AND LOGO GUIDELINES<br />
Please adhere to the Marketing and Logo Guidelines document. It outlines
the rules for using Shop Small® and Small Business Saturday assets.<br />
<a href="http://smallbusinesscalifornia.us4.list-manage2.com/track/click?u=242a7d7d5374a41e90180c761&id=dfa01a837f&e=43271a9c5e" style="-ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;"><span style="color: #2baadf;">Marketing and Logo Guidelines</span></a><br />
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Assets are not to be altered (except as indicated) or used outside of their
intended purpose.<br />
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Best regards,<br />
<br />
Lynn Bunim<br />
Small Business Saturday Coalition<br />
<a href="mailto:lbunim@wipp.org" style="-ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;"><span style="color: #2baadf;">lbunim@wipp.org</span></a>;
415.434.4314 <o:p></o:p></div>
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SB-Calhttp://www.blogger.com/profile/17404059660426165296noreply@blogger.com1tag:blogger.com,1999:blog-32356826.post-78044827222030939192016-10-25T10:06:00.003-07:002016-10-25T10:06:55.933-07:00AB 2883 - Notice of Change in Law Effective January 1, 2017<h1 style="color: #202020; font-family: "Times New Roman", Times, Baskerville, Georgia, serif; font-size: 14px; font-weight: normal; line-height: 125%; margin: 0px; padding: 0px;">
<strong>This is a significant change in workers' compensation which will impact those that currently have coverage excluded for owners, partners or managing members. If you currently have corporate owners with less than 15% ownership, you will not be able to excluded them. If you are an LLC you can only exclude managing members. Many LLCs have members who are not managing members so this will need to be changed. Note, all excluded people on a workers' compensation policy will need to sign a new waiver of coverage prior to January 1 2017. You should talk to your accountant or attorney right away to discuss how this may impact your business.</strong><br /><br /><br /> <br /><strong>Scott Hauge</strong><br /> President<br /><strong>Small Business California</strong><br /> 2311 Taraval Street<br /> San Francisco, CA 94116<br /><a href="mailto:shauge@cal-insure.com" style="color: #2baadf; text-size-adjust: 100%;" title="mailto:shauge@cal-insure.com">shauge@cal-insure.com</a><br /> 415-680-2188<br /><a href="http://smallbusinesscalifornia.org/" style="color: #2baadf; text-size-adjust: 100%;"><img alt="https://gallery.mailchimp.com/242a7d7d5374a41e90180c761/images/SBC.png" border="0" height="41" id="_x0000_i1025" src="https://gallery.mailchimp.com/242a7d7d5374a41e90180c761/images/SBC.png" style="-ms-interpolation-mode: bicubic; border-image: none; border: 0px currentColor; height: auto !important; text-decoration: none;" width="160" /></a><br /> </h1>
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<tr><td style="-ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; mso-line-height-rule: exactly;">October 10, 2016<br /> <br /> Re: AB 2883 - Notice of Change in Law Effective January 1, 2017<br /> Officer, Director, Partner and Member Exclusions<br /> <br /> <br /><strong>Dear Valued Agent:</strong><br /> <br /> As you may be aware, there is a change in California's workers' compensation law that takes effect on January 1, 2017 for all new, renewal and inforce polices related to the exclusion of officers, directors, partners and members. We want to alert you and your customers of these changes and actions Zenith is taking to help through the transition.<br /> <br /><strong>The new law, AB 2883, makes the following changes:</strong> <ol>
<li style="-ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; mso-line-height-rule: exactly;">Any eligible individual (officer, director, general partner, managing member) electing exclusion from workers' compensation benefits must provide a signed waiver to the insurance carrier prior to January 1, 2017 </li>
<li style="-ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; mso-line-height-rule: exactly;">For corporations, officers and directors (i.e., members of the Board of Directors) must now also meet a 15% ownership threshold in order to be eligible for exclusion</li>
<li style="-ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; mso-line-height-rule: exactly;">For partnerships, only general partners are eligible for exclusion</li>
<li style="-ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; mso-line-height-rule: exactly;">For LLCs, only managing members are eligible for exclusion</li>
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We are aware that various parties have been interpreting the law as applying to policyholders only as they renew. Both the Division of Industrial Relations and the California Department of Insurance have been considering the new law and we expect them to issue guidance shortly that the law applies to inforce policies as of January 1, 2017.<br /> <br /> As soon as these governmental agencies issue their statements, our intent will be to send to each of our agents a complete list of their affected policyholders and samples of the letter and waivers we will be sending to these policyholders shortly thereafter. To be excluded (if still eligible under the new law), each eligible individual must sign the written waiver of workers' compensation benefits certifying that he or she qualifies for exclusion. Employers or employer representatives may not sign on behalf of the individual electing exclusion.<br /> <br /><strong>In order to maintain existing exclusions under these policies without interruption, it will be imperative that we receive completed and signed waiver forms for each eligible individual electing exclusion as soon as possible, but no later than December 31, 2016. Failure to return the forms by this date will render the exclusions invalid by operation of law. </strong><br /> <br /> We understand that this new law is taking effect under very challenging circumstances, including the short notice period and disruption of having this take place at year-end. We are committed to minimizing the impact to you and your customers as best we can.<br /> <br /> Sincerely,<br /> <br /> Paul Ramont<br /> Executive Vice President, Chief Underwriting Officer<br /> Zenith Insurance Company<br /> ZNAT Insurance Company</td></tr>
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SB-Calhttp://www.blogger.com/profile/17404059660426165296noreply@blogger.com1tag:blogger.com,1999:blog-32356826.post-4892021222453888012016-10-25T10:06:00.001-07:002016-10-25T10:06:16.088-07:00Three Key Bills that SB Cal Successfully Secured Either the Gov's Signature or VetoPlease see below details on three very important bills impacting California’s small businesses. The Governor signed SB 1160, which will stream line the Utilization Review workers compensation claims process and will expedite payment to injured workers, saving hundreds of millions of dollars . The Governor signed AB1244, which will suspend any physician, practitioner or provider from participating in the workers compensation system if the physician, practitioner or provider has been convicted of any felony or misdemeanor for abuse of the Medi-Cal program. The Governor vetoed AB654, which would have expanded the Family Medical Leave Act under the California Family Rights Act to prohibit an employer with 20 or more employees from refusing parental leave for employees with 12 months service.<br /> <br /><strong>Scott Hauge</strong><br /> President<br /><strong>Small Business California</strong><br /> 2311 Taraval Street<br /> San Francisco, CA 94116<br /><a href="mailto:shauge@cal-insure.com" style="color: #2baadf; text-size-adjust: 100%;" title="mailto:shauge@cal-insure.com">shauge@cal-insure.com</a><br /> 415-680-2188<br /><a href="http://smallbusinesscalifornia.org/" style="color: #2baadf; text-size-adjust: 100%;"><img alt="https://gallery.mailchimp.com/242a7d7d5374a41e90180c761/images/SBC.png" border="0" height="41" id="_x0000_i1025" src="https://gallery.mailchimp.com/242a7d7d5374a41e90180c761/images/SBC.png" style="-ms-interpolation-mode: bicubic; border-image: none; border: 0px currentColor; height: auto !important; text-decoration: none;" width="160" /></a><br /> <br /> <br /> <br /><strong>SB 1160 (Mendoza) Workers’ Compensation <u>Signed</u> by the Governor:</strong> SB Cal actively participated in Department of Industrial Relations Director Christine Baker’s stakeholder meetings and worked with labor, the Senate Labor and Industrial Relations and Assembly Insurance Consultants, and the workers’ compensation community to develop and finalize SB 1160. This bill will make numerous changes to the utilization review (UR) process and among other things, streamline the workers’ compensation claims process during the first 30 days of a claim. SB 1160 will also ensure better data collection, necessary to determine benefit delivery and whether benefits are paid at the appropriate amount, by increasing the penalty on claims administrators who fail to report their claims data to the WCIS (Workers’ Compensation Information System). This bill also makes important changes to the lien filing processes by reducing unnecessary lien filings and will clarify existing law on collections companies who attempt to bill employers with lien assignments. Ultimately, SB 1160 will reduce delays in the providing medical care and expedite appropriate treatment by increasing the communication between treating physicians and UR reviewers. This was a consensus bill between the stakeholders. The concerns and recommended system improvements were raised by the stakeholders, following the enactment of SB 863 in 2012. The issues were discussed and several studies approved by the Commission on Health and Safety and Workers’ Compensation whose membership is comprised of labor and management representatives were used in the development of this bill. SB 1160 is projected to save California businesses over $800 million in workers’ compensation costs. This translates into better and more efficient care for our injured workers and lower costs paid by small businesses.<br /> <br /><strong>AB 1244 (Gray) Workers’ Compensation Physician Fraud <u>Signed</u> by the Governor:</strong> SB Cal actively participated in the stakeholder discussions that resulted in the development of this bill. AB 1244 will require the administrative director of the Division on Workers’ Compensation to suspend any physician, practitioner, or provider from participating in the workers’ compensation system if, among other things, the physician, practitioner, or provider has been convicted of any felony or misdemeanor involving fraud or abuse of the Medi-Cal program, Medicare program, or workers’ compensation system. Assembly Bill 1244 will also prohibit participation in these programs, if the individual’s license, certificate, or approval to provide health care has been surrendered or revoked, or if that individual or entity has been suspended, due to fraud or abuse, from participation in the Medicare or Medicaid programs. Furthermore, this bill will require the administrative director to adopt regulations for suspending a physician, practitioner, or provider from participating in the workers’ compensation system pursuant to these provisions and would require the administrative director to furnish to the physician, practitioner, or provider written notice of the right to a hearing regarding the suspension and the procedure to follow to request that hearing. The bill will require the administrative director to promptly notify the appropriate state licensing, certifying, or registering authority of a physician’s, practitioner’s, or provider’s suspension and to update the division’s databases of qualified medical evaluators and medical provider networks. This comprehensive measure would require the administrative director to notify the chief judge of the division of a suspension under these provisions, as specified, and post a notice on the department’s Internet Web site. The bill would enact special lien proceedings for the adjudication of any liens of a physician, practitioner, or provider who has been suspended pursuant to these provisions because he or she has been convicted of a felony or misdemeanor that meets specified criteria. Assembly Bill 1244 (Gray) is a very important bill that will effectively reduce the fraud associated with providers who take advantage of injured workers through inappropriate treatment. Small businesses pay for the added costs associated with provider fraud which results in increases to their workers’ compensation premiums.<br /> <br />
<pre><strong>AB 654 (Jackson) Parental Leave <u>Vetoed</u> by the Governor:</strong> SB Cal actively opposed SB 654 that would have expanded the Family and Medical Leave Act (FMLA) under the California Family Rights Act (CFRA) to prohibit an employer with 20 or more employees from refusing to allow an employee with more than 12 months of service with the employer, and who has at least 1,250 hours of service with the employer during the previous 12-month period, to take up to 12 weeks of parental leave to bond with a new child within one year of the child’s birth, adoption, or foster care placement. Additionally, this bill would have prohibited an employer from refusing to maintain and pay for coverage under a group health plan for an employee who takes this leave. Existing law already prohibits an employer from refusing to allow a pregnant employee to take a leave of absence after the birth of the child for up to 4 months before returning to work. Existing law also prohibits an employer from refusing to maintain and pay for coverage under a group health plan for an employee who takes that leave. SB Cal made it very clear to the Governor that if enacted, SB 654 would create a hardship on small businesses with 20 or more employees by imposing a mandate that these employers provide a 12-week protected leave of absence. This would have been especially difficult for small businesses who have multiple employees who already have protected leave and because the employer must hire and train a temporary employee to cover the employees’ duties. </pre>
<pre> </pre>
<pre>2016 proved to be a very important year for Small Business California and its members in ensuring the Governor’s signature on two bills that will remove hundreds of millions of dollars out of our state’s workers’ compensation system, thereby significantly reducing costs to small businesses, and securing the Governor’s veto on the expansion of the CA Family Rights Act that would have put an extreme hardship on the backs of California’s small businesses. SB Cal is truly the Big Voice for Small Business!</pre>
<pre> </pre>
<pre> Lori Kammerer</pre>
<pre>Governmental Affairs</pre>
<pre>Small Business California</pre>
SB-Calhttp://www.blogger.com/profile/17404059660426165296noreply@blogger.com1tag:blogger.com,1999:blog-32356826.post-6622248055563125832016-10-25T10:05:00.001-07:002016-10-25T10:05:20.654-07:00Governor Signs SB Cal - Supported SB 482 (Lara)<h1 style="color: #202020; font-family: "Times New Roman", Times, Baskerville, Georgia, serif; font-size: 14px; font-weight: normal; line-height: 125%; margin: 0px; padding: 0px;">
<span style="font-family: Calibri; font-size: small;">Please see information from Lori our Government Affairs person on SB482. The bill was signed by the Governor yesterday. Christine Baker, head of the Department of Industrial Relations, is especially to be applauded for her work on this bill.</span><br /><span style="font-family: georgia, times, times new roman, serif;"><span style="font-size: 13px;"> </span></span><br /><strong><span style="color: #1f497d; font-family: arial,sans-serif; font-size: 9pt;">Scott Hauge</span></strong><br /><span style="font-family: arial, sans-serif; font-size: 9pt;">President<br /><strong>Small Business California</strong><br /> 2311 Taraval Street </span><span style="font-family: arial, sans-serif; font-size: 9pt;">San Francisco, CA 94116<br /><a href="mailto:shauge@cal-insure.com" style="color: #2baadf; text-size-adjust: 100%;" title="mailto:shauge@cal-insure.com"><span style="color: #202020;">shauge@cal-insure.com</span></a><br /> 415-680-2188 </span><br /><a href="http://smallbusinesscalifornia.org/" style="color: #2baadf; text-size-adjust: 100%;"><span style="color: #202020; font-family: helvetica,sans-serif; font-size: 11.5pt; text-decoration: none; text-underline: none;"><img alt="https://gallery.mailchimp.com/242a7d7d5374a41e90180c761/images/SBC.png" border="0" height="41" id="_x0000_i1025" src="https://gallery.mailchimp.com/242a7d7d5374a41e90180c761/images/SBC.png" style="-ms-interpolation-mode: bicubic; border-image: none; border: 0px currentColor; height: auto !important; text-decoration: none;" width="160" /></span></a></h1>
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<span style="font-family: arial,sans-serif; font-size: 12pt;"><span style="color: black;">Hi Scott,</span></span></div>
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<span style="font-family: arial,sans-serif; font-size: 12pt;"><span style="color: black;">Congratulations to You, SB Cal’s Board and its members on the great news that the Governor signed SB 482 (Lara), sponsored by Small Business California. This bill would </span><span style="color: black;">require all prescribers issuing Schedule II, III and IV drugs to consult California’s Controlled Substance Utilization Review and Evaluation System (CURES) before prescribing. Small Business California partnered with labor organizations, the CA Medical Association and several attorney groups to negotiate this bill that will help physicians make better informed decisions on the opioids they are prescribing.</span></span></div>
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<span style="color: black; font-family: arial,sans-serif; font-size: 12pt;">Currently, 49 states have prescription drug monitoring programs in place (1). In 1996, California enacted the first, what is today known as the CURES system, managed by the Department of Justice (DOJ). The system tracks the prescription of Schedule II and III narcotics, the strongest pain killers on the market. Current law requires all practitioners with licenses to dispense Schedule II and III drugs, including doctors, nurses, optometrists, among others, to enroll in CURES by January 1, 2016 or on their license renewal date. The DOJ completed its upgrade of the system to accommodate the new users earlier this year. Historically, physicians consulting the CURES system has been voluntary with many prescribers not checking the database before prescribing Schedule II, III and IV drugs.</span></div>
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<span style="color: black; font-family: arial,sans-serif; font-size: 12pt;">Other states that have required prescribers to check their drug monitoring systems have seen significantly improved public health outcomes. In 2012, Tennessee required prescribers to check the state’s prescription drug monitoring program before prescribing painkillers. Within one year, they saw a 36% drop in patients who were seeing multiple prescribers to obtain the same drugs (2). In Virginia, the number of doctor shoppers fell by 73% after use of the database became mandatory. In Oklahoma, which requires mandatory checks for methadone, overdoses fell about 21% in a single year.</span></div>
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<span style="color: black; font-family: arial,sans-serif; font-size: 12pt;">According to the Centers for Disease Control and Prevention, drug overdoses are the top cause of accidental death in the United States (3). Nearly 23,000 people died from an overdose of pharmaceuticals in 2013 nationally – more than 70% of them from opiate prescription painkillers. The CURES database is an invaluable investigative, preventive, and educational tool for law enforcement and the healthcare community.</span></div>
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<span style="color: black; font-family: arial,sans-serif; font-size: 12pt;">According to the California Attorney General's Office, if doctors and pharmacies have access to controlled substance history information at the point of care, it will help them make better prescribing decisions and cut down on prescription drug abuse in California. The current voluntary approach has not been able to attract sufficient participation to make it truly effective.</span></div>
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<span style="color: black; font-family: arial,sans-serif; font-size: 12pt;">Senate Bill 482 requires all prescribers to consult the CURES system before issuing Schedule II, III and IV drugs. This will enable prescribers to make informed decisions about their patient’s care and limit the number of people who doctor shop and over use prescription drugs. This bill will only become operative once the AG’s office certifies the system update is fully operative. Additionally, prescribers will not be held liable if at the time of the prescription CURES is unavailable.</span></div>
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<span style="color: black; font-family: arial,sans-serif; font-size: 12pt;">This bill is of significant importance to reducing the amount of prescription medications in our workers’ compensation system. Currently, 44% of all medical treatment disputes result from the prescribing of opioid drugs in high dose amounts and for long durations. The overuse and overprescribing of these drugs result in higher premium costs to employers and delays in return-to-work for the injured workers. Last year, SB Cal worked closely with the stakeholders to develop AB 1244 (Perea), signed by the Governor and effective January 1, 2016, that provides for a workers’ compensation drug formulary that would require a physician to follow treatment guidelines, in determining the safest and most appropriate treatment. In many cases, opioids were determined to be overused and overprescribed.</span></div>
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<span style="color: black; font-family: arial,sans-serif; font-size: 12pt;">Together, SB 482 and AB 1244 will ensure responsible prescription of opioid drugs to all patients, including our injured workers. Other states that have implemented similar legislation have seen a dramatic drop in the prescribing patterns which has resulted in lower costs to business and better outcomes for the patients.</span></div>
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<span style="color: black; font-family: arial,sans-serif; font-size: 12pt;">Congratulations once again!</span></div>
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<span style="color: black; font-family: arial,sans-serif; font-size: 12pt;">Lori </span></div>
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<span style="font-family: bookman old style,serif; font-size: 9pt;"><span style="color: black;">…..</span></span></div>
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<span style="font-family: bookman old style,serif; font-size: 9pt;"><span style="color: black;">Lori Kammerer</span></span></div>
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<span style="font-family: bookman old style,serif; font-size: 9pt;"><span style="color: black;">Kammerer & Company, Inc.</span></span></div>
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<span style="font-family: bookman old style,serif; font-size: 9pt;"><span style="color: black;">1215 K Street, 17<sup>th</sup></span><span style="color: black;"> FL</span></span></div>
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<span style="font-family: bookman old style,serif; font-size: 9pt;"><span style="color: black;">Sacramento, CA 95814</span></span></div>
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<span style="font-family: bookman old style,serif; font-size: 9pt;"><span style="color: black;">Ofc: (916) 441-5674</span></span></div>
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<span style="font-family: bookman old style,serif; font-size: 9pt;"><span style="color: black;">Cell: (916) 716-5674</span></span></div>
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<span style="font-family: bookman old style,serif; font-size: 9pt;"><a href="mailto:LCK@midtown.net" style="color: #2baadf; text-size-adjust: 100%;"><span style="color: #0563c1;">LCK@midtown.net</span></a></span></div>
SB-Calhttp://www.blogger.com/profile/17404059660426165296noreply@blogger.com1tag:blogger.com,1999:blog-32356826.post-11357869273908743872016-10-25T10:04:00.001-07:002016-10-25T10:04:00.909-07:00It's Time To Speak Out<div style="margin: 0in 0in 0pt;">
<span style="font-family: Times New Roman;"><span style="font-size: small;">As many of you know, Small Business California is a big fan of the California Small Business Development program. As such, Small Business California has done a lot of Advocacy for the program over the years.</span><span style="font-size: small;"> The SBDC works with about 50,000 small and medium sized firms throughout the state each year and they do a great job keeping the focus on activities that impact California's economy.</span></span></div>
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<span style="font-family: Times New Roman;"><span style="font-size: small;">This past June, the SBDC completed Year 2 of an Access to Capital program funded by the Governor's Office of Economic and Business Development (GO-Biz). For the year July 2015 through June 2016</span><span style="font-size: small;"> with only $2 million in funding from the state, they helped secure over $208 million in capital for the businesses they serve. That is not a typo $208 million.</span></span></div>
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<span style="font-family: calibri,sans-serif; font-size: 11pt;">In the year July 2014 to July 2015 they received $2 million statewide and secured $2 million in capital.</span></div>
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<span style="font-family: Times New Roman;"><span style="font-size: small;">Interestingly, California cut their funding by 25% </span><span style="font-size: small;"> for July 2016 to 2017 to $1.5 million. Other states put a lot more resources towards this powerhouse program-- leveraging the SBDC's federal funds in the process. </span></span></div>
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<br /><span style="font-family: calibri,sans-serif; font-size: 11pt;">What is really distressing is that there is no assurance that any of this funding will be continued in the July 2017 to June 2018.</span></div>
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<span style="font-family: calibri,sans-serif; font-size: 11pt;">I applaud Go Biz for their past funding but this must be continued in the July 2017 through June 2018 year and beyond. I would ask all of you to send an email to Panorea Avids the head of Go Biz.</span></div>
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<span style="font-family: Times New Roman; font-size: small;">Her email is </span><a href="mailto:Panorea.Avids@GOV.CA.GOV" style="color: blue;"><span style="font-family: Times New Roman; font-size: small;">Panorea.Avids@GOV.CA.GOV</span></a><span style="font-family: Times New Roman; font-size: small;">. Tell her how helpful this is for hundreds of California’s small businesses and how provides an incredible rate of return on California’s investment.</span></div>
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<span style="font-family: Times New Roman; font-size: small;">It is time for small businesses around the state to have their voices heard.</span></div>
<br /><br /><span style="font-family: arial,helvetica neue,helvetica,sans-serif; font-size: 12px;"><span style="color: red;"><strong>Scott Hauge</strong></span><br /> President<br /><strong>Small Business California</strong><br /> 2311 Taraval Street<br /> San Francisco, CA 94116<br /><a href="mailto:shauge@cal-insure.com" style="color: blue;" title="mailto:shauge@cal-insure.com">shauge@cal-insure.com</a><br /> 415-680-2188 </span><br /><a href="http://smallbusinesscalifornia.org/" style="color: blue;"><img align="none" border="0" height="41" src="https://gallery.mailchimp.com/242a7d7d5374a41e90180c761/images/SBC.png" style="height: 41px; width: 160px;" width="160" /></a>SB-Calhttp://www.blogger.com/profile/17404059660426165296noreply@blogger.com1tag:blogger.com,1999:blog-32356826.post-17757999451109535092016-10-25T10:03:00.001-07:002016-10-25T10:03:14.340-07:00SB Cal Legislative Report<div style="margin: 0in 0in 0pt;">
<span style="color: #1f497d; font-family: calibri,sans-serif; font-size: 11pt;">The two year legislative session ended August 31. Please find attached the bills Small Business California sponsored, supported, opposed and were watching.</span><br /> </div>
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<span style="color: #1f497d; font-family: calibri,sans-serif; font-size: 11pt;">Of particular note are these bills which have gone to the Governor</span><br /> </div>
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<span style="color: #1f497d; font-family: calibri,sans-serif; font-size: 11pt;">SB482- This is the bill that would require health Care practitioner authorized to prescribe a controlled substance to consult with the CURES data base to review a patient’s controlled substance history before subscribing a Schedule II,Schedule III or Schedule IIII controlled substance. </span><span style="color: #1f497d; font-family: calibri,sans-serif; font-size: 11pt;">Small Business California supported </span><br /> </div>
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<span style="color: #1f497d; font-family: calibri,sans-serif; font-size: 11pt;">SB1380- This bill establishes the Homeless Coordinated and Finance Council to coordinate Homeless services Small Business California supported this.</span><br /> </div>
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<span style="color: #1f497d; font-family: calibri,sans-serif; font-size: 11pt;">SB 654. This bill will require business with 20 to 49 employees to provide 6 months of unpaid parental leave for bonding with their newly born. Small Business California opposed this.</span></div>
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<span style="color: #1f497d; font-family: calibri,sans-serif; font-size: 11pt;">We were disappointed that our crowd funding bill AB 2178 failed but we will be reintroducing next session.</span></div>
<br /> Click the link to view the bills: <br />
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<a href="https://drive.google.com/file/d/0Bw-aHk-s7JkSYzFPMy1FVnJnUTg/view?usp=sharing" style="color: blue;">https://drive.google.com/file/d/0Bw-aHk-s7JkSYzFPMy1FVnJnUTg/view?usp=sharing</a></div>
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<br /><span style="font-family: arial,helvetica neue,helvetica,sans-serif; font-size: 12px;"><span style="color: red;"><strong>Scott Hauge</strong></span><br /> President<br /><strong>Small Business California</strong><br /> 2311 Taraval Street<br /> San Francisco, CA 94116<br /><a href="mailto:shauge@cal-insure.com" style="color: blue;" title="mailto:shauge@cal-insure.com">shauge@cal-insure.com</a><br /> 415-680-2188 </span><br /><a href="http://smallbusinesscalifornia.org/" style="color: blue;"><img align="none" border="0" height="41" src="https://gallery.mailchimp.com/242a7d7d5374a41e90180c761/images/SBC.png" style="height: 41px; width: 160px;" width="160" /></a>SB-Calhttp://www.blogger.com/profile/17404059660426165296noreply@blogger.com1tag:blogger.com,1999:blog-32356826.post-54095688103960139882016-10-25T10:02:00.001-07:002016-10-25T10:02:37.609-07:00Survey/ SB 1175<div style="margin: 0in 0in 0pt;">
<span style="font-size: small;"><span style="font-family: Calibri;">The results of our survey are in, we had 858 respondents. For all of you that responded thank you. The results can be accessed at<span style="color: #1f497d;"> <a href="http://www.smallbusinesscalifornia.org/" style="color: blue;"><span style="color: #0563c1;">www.smallbusinesscalifornia.org</span></a></span></span></span></div>
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<span style="font-family: Calibri;"><span style="font-size: small;">SB 1175, sponsored by Small Business California and authored by Senator Mendoza,</span><span style="font-size: small;"> was signed by the Governor last week. This is a pretty straight forward bill that requires providers to get their bills to the insurance carriers within a year of service. This should reduce liens being filed by providers outside the insurance companies Medical Provider Network. It may seem hard to believe, but this was costing about $800 million to the workers' compensation system.</span></span></div>
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<span style="font-family: Calibri; font-size: small;">Small Business California I believe was the only California business association to take a position on this.</span><br /><br /><span style="font-family: arial,helvetica neue,helvetica,sans-serif; font-size: 12px;"><span style="color: red;"><strong>Scott Hauge</strong></span><br /> President<br /><strong>Small Business California</strong><br /> 2311 Taraval Street<br /> San Francisco, CA 94116<br /><a href="mailto:shauge@cal-insure.com" style="color: blue;" title="mailto:shauge@cal-insure.com">shauge@cal-insure.com</a><br /> 415-680-2188 </span><br /><a href="http://smallbusinesscalifornia.org/" style="color: blue;"><img align="none" border="0" height="41" src="https://gallery.mailchimp.com/242a7d7d5374a41e90180c761/images/SBC.png" style="height: 41px; width: 160px;" width="160" /></a></div>
SB-Calhttp://www.blogger.com/profile/17404059660426165296noreply@blogger.com1tag:blogger.com,1999:blog-32356826.post-46575565150821673252016-08-29T15:26:00.001-07:002016-08-29T15:26:02.612-07:00Survey / SB 1160<div style="margin: 1em 0in;">
<u><span style="font-family: Arial; font-size: x-small;">So our survey is closed and I am happy to report that we had 858 respondents which is the most we have had in three years. We will be sending out a press release next Tuesday and I will send all of you the link to results</span></u></div>
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<span style="font-family: calibri,sans-serif; font-size: 11pt;">Yesterday a very important workers compensation bill passed, SB 1160, in the Assembly Insurance Committee. See below. Small Business California was part of the task force that was trying to lower the cost of utilization review in the workers compensation system. This bill came out of the task force. Lori Kammerer Small Business California testified in support of the bill Thank you Christine Baker again for your work on lowering workers compensation cost and helping to expedite treatment for injured employees. Thank you also Senator Mendoza for introducing the legislation.</span></div>
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<span style="font-family: calibri,sans-serif; font-size: 11pt;">The bill is expected to go to the Governor.</span><br /><br /><span style="font-family: arial,helvetica neue,helvetica,sans-serif; font-size: 12px;"><span style="color: red;"><strong>Scott Hauge</strong></span><br /> President<br /><strong>Small Business California</strong><br /> 2311 Taraval Street<br /> San Francisco, CA 94116<br /><a href="mailto:shauge@cal-insure.com" style="color: blue;" title="mailto:shauge@cal-insure.com">shauge@cal-insure.com</a><br /> 415-680-2188 </span><br /><img align="none" border="0" height="41" src="https://gallery.mailchimp.com/242a7d7d5374a41e90180c761/images/SBC.png" style="height: 41px; width: 160px;" width="160" /></div>
SB-Calhttp://www.blogger.com/profile/17404059660426165296noreply@blogger.com1tag:blogger.com,1999:blog-32356826.post-39033059913732445072016-08-19T16:28:00.002-07:002016-08-19T16:28:32.938-07:00SB 654 (Jackson) Parental Leave - Small Business California - OPPOSE - Assembly Floor Alert<div style="margin: 0in 0in 0pt;">
<span style="font-family: Calibri;"><strong><span style="font-size: small;">Subject:</span></strong><span style="font-size: small;"> SB 654 (Jackson) Parental Leave - Small Business California – Urgent OPPOSE - Assembly Floor Alert</span></span></div>
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<span style="font-family: Calibri; font-size: small;">Remember a few months ago I sent an email about SB 406. This bill lowered the Family Medical Leave requirements in California from employees 50 employees to 10 employees. The bill died in the legislature. </span></div>
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<span style="font-family: Calibri; font-size: small;">Well it has come back in a process called a gut and amend. Senator de Leon agreed to gut his bill SB 654 which had to do with hazardous waste facility closures and amended it with Senator Jacksons SB406 . This was done on August 11. </span><span style="font-family: Calibri; font-size: small;">This will probably come up next week. </span><span style="font-family: Calibri; font-size: small;">Lori has put together a floor alert asking people and associations to tell Assembly Members of your opposition.</span></div>
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<span style="font-family: Calibri; font-size: small;">I am writing to ask you and or your association to sign this. If you are signing as a business make sure and provide your name, address and your title.</span></div>
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<span style="font-family: Calibri; font-size: small;">Time is of the essence so please do this quickly. See below.</span></div>
<span style="font-family: arial,helvetica neue,helvetica,sans-serif; font-size: 12px;"><span style="color: red;"><strong>Scott Hauge</strong></span><br /> President<br /><strong>Small Business California</strong><br /> 2311 Taraval Street<br /> San Francisco, CA 94116<br /><a href="mailto:shauge@cal-insure.com" style="color: blue;" title="mailto:shauge@cal-insure.com">shauge@cal-insure.com</a><br /> 415-680-2188 </span><br /><a href="http://smallbusinesscalifornia.org/" style="color: blue;"><img align="none" border="0" height="41" src="https://gallery.mailchimp.com/242a7d7d5374a41e90180c761/images/SBC.png" style="height: 41px; width: 160px;" width="160" /></a><strong>ASSEMBLY FLOOR ALERT</strong><br /> <br /><strong>TO: ALL MEMBERS OF THE ASSEMBLY</strong><br /> <br /><strong>FROM: SMALL BUSINESS CALIFORNIA</strong><br /> <br /><strong>DATE: AUGUST 18, 2016</strong><br /> <br /><strong>RE: <u>SB 654 (Jackson) as Amended Aug 11, 2016 - Parental Leave - OPPOSE</u></strong> <br />
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<pre>On behalf of Small Business California and its network of more than 5,000 employers who </pre>
<pre>represent 3.6 million small businesses in this state, we strongly <strong><u>OPPOSE SB 564</u></strong> that would </pre>
<pre>expand the Family and Medical Leave Act (FMLA) under the California Family Rights Act (CFRA)</pre>
<pre> to prohibit an employer with 10 or more employees from refusing to allow an employee with</pre>
<pre> more than 12 months of service with the employer, and who has at least 1,250 hours of </pre>
<pre>service with the employer during the previous 12-month period, to take up to 12 weeks of </pre>
<pre>parental leave to bond with a new child within one year of the child’s birth, adoption, </pre>
<pre>or foster care placement. The bill would also prohibit an employer from refusing to maintain</pre>
<pre> and pay for coverage under a group health plan for an employee who takes this leave. </pre>
<pre> Existing law already prohibits an employer from refusing to allow a pregnant employee </pre>
<pre>to take a leave of absence after the birth of the child for up to 4 months before</pre>
<pre> returning to work. Existing law also prohibits an employer from refusing to maintain</pre>
<pre> and pay for coverage under a group health plan for an employee who takes that leave.</pre>
<pre> However, Senate Bill 654 (Jackson) will create a hardship on </pre>
<pre><strong><u>small businesses with 10 or more employees</u></strong> by imposing a mandate that these </pre>
<pre>employers provide a 12-week protected leave of absence. This is especially difficult for</pre>
<pre> small businesses who have multiple employees who already have protected leave and </pre>
<pre>because the employer must hire and train a temporary employee to cover the employees’ </pre>
<pre>duties. </pre>
<pre> </pre>
For these reasons, Small Business California must <strong><u>OPPOSE SB 654.</u></strong> Please contact Scott Hauge, President of Small Business California, directly at 415.680.2109, or our Legislative Advocate, Lori Kammerer, KammererSB-Calhttp://www.blogger.com/profile/17404059660426165296noreply@blogger.com1tag:blogger.com,1999:blog-32356826.post-35260716705390788932016-08-19T16:26:00.001-07:002016-08-19T16:26:09.345-07:00Last Week of Survey/ Preliminary Results<div style="margin: 0in 0in 0pt;">
<span style="font-family: Calibri; font-size: small;">We are down to our last week of Small Business California Survey. So far we have 642 responses. If you haven’t done so already please take a few minutes to complete our survey at </span><a href="http://www.smallbusinesscalifornia.org/" style="color: blue;"><span style="color: #0563c1; font-family: Calibri; font-size: small;">www.smallbusinesscalifornia.org</span></a><span style="font-family: Calibri;">. Please also forward to others.<span style="color: #1f497d;"><span style="font-size: small;"> </span></span>The results will be delivered to every legislator in the state and the Governor.</span></div>
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<span style="font-family: Calibri; font-size: small;">Here are some highlights so far:</span></div>
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<span style="font-family: Calibri; font-size: small;">Is California heading in the right direction?</span></div>
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<span style="font-family: Calibri; font-size: small;">Right Direction - 32.59%</span></div>
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<span style="font-family: Calibri; font-size: small;">Wrong Direction - 48.42%</span></div>
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<span style="font-family: Calibri; font-size: small;">Don’t Know -18.99%</span></div>
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<span style="font-family: Calibri; font-size: small;">How do you rate:<br /><br /> T</span><span style="font-family: Calibri; font-size: small;">he California Economy?</span></div>
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<span style="font-family: Calibri; font-size: small;">Very Good - 5.88%</span></div>
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<span style="font-family: Calibri; font-size: small;">Good - 27.66%</span></div>
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<span style="font-family: Calibri; font-size: small;">Moderate -44.20%</span></div>
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<span style="font-family: Calibri; font-size: small;">Poor - 16.85%</span></div>
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<span style="font-family: Calibri; font-size: small;">Very Poor - 5.41%</span></div>
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<span style="font-family: Calibri; font-size: small;">The California Business Climate?</span></div>
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<span style="font-family: Calibri; font-size: small;">Very Good - 3.16%</span></div>
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<span style="font-family: Calibri; font-size: small;">Good - 23.22%</span></div>
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<span style="font-family: Calibri; font-size: small;">Moderate - 34.76%</span></div>
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<span style="font-family: Calibri; font-size: small;">Poor - 25.12%</span></div>
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<span style="font-family: Calibri; font-size: small;">Very Poor - 13.74%</span></div>
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<span style="font-family: Calibri; font-size: small;">The Business Climate for small business?</span></div>
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<span style="font-family: Calibri; font-size: small;">Very Good - 2.36%</span></div>
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<span style="font-family: Calibri; font-size: small;">Good - 13.70%</span></div>
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<span style="font-family: Calibri; font-size: small;">Moderate - 27.09</span></div>
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<span style="font-family: Calibri; font-size: small;">Poor - 27.87%</span></div>
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<span style="font-family: Calibri; font-size: small;">Very Poor - 28.98%</span></div>
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<span style="font-family: Calibri; font-size: small;">Over the last year have your revenues</span></div>
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<span style="font-family: Calibri; font-size: small;">Increased Significantly - 2.65%</span></div>
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<span style="font-family: Calibri; font-size: small;">Increased - 33.44%</span></div>
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<span style="font-family: Calibri; font-size: small;">Stayed the same -35.19%</span></div>
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<span style="font-family: Calibri; font-size: small;">Decreased - 21.02%</span></div>
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<span style="font-family: Calibri; font-size: small;">Decreased significantly - 7.80%</span></div>
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<span style="font-family: Calibri; font-size: small;">Do you see yourself in business in 3 years?</span></div>
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<span style="font-family: Calibri; font-size: small;">Yes - 78.32%</span></div>
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<span style="font-family: Calibri; font-size: small;">No - 21.68%</span></div>
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<span style="font-family: Calibri; font-size: small;">Which Presidential candidate would be better for small business?</span></div>
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<span style="font-family: Calibri; font-size: small;">Hillary Clinton - 36.38%</span></div>
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<span style="font-family: Calibri; font-size: small;">Donald Trump - 28.30%</span></div>
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<span style="font-family: Calibri; font-size: small;">Gary Johnson - 11.60%</span></div>
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<span style="font-family: Calibri; font-size: small;">Other - 23.73%</span></div>
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<span style="font-family: Calibri; font-size: small;"> </span><br /><span style="font-family: arial,helvetica neue,helvetica,sans-serif; font-size: 12px;"><span style="color: red;"><strong>Scott Hauge</strong></span><br /> President<br /><strong>Small Business California</strong><br /> 2311 Taraval Street<br /> San Francisco, CA 94116<br /><a href="mailto:shauge@cal-insure.com" style="color: blue;" title="mailto:shauge@cal-insure.com">shauge@cal-insure.com</a><br /> 415-680-2188 </span><br /><a href="http://smallbusinesscalifornia.org/" style="color: blue;"><img align="none" border="0" height="41" src="https://gallery.mailchimp.com/242a7d7d5374a41e90180c761/images/SBC.png" style="height: 41px; width: 160px;" width="160" /></a><br /><a class="twitter-profilelink" href="https://www.twitter.com/SmallbizCAL/"></a></div>
SB-Calhttp://www.blogger.com/profile/17404059660426165296noreply@blogger.com2tag:blogger.com,1999:blog-32356826.post-30859148804369194472016-08-19T16:25:00.003-07:002016-08-19T16:25:34.156-07:00Member- Coffee Club Launch<h1 style="color: #202020; font-family: "Times New Roman", Times, Baskerville, Georgia, serif; font-size: 14px; font-weight: normal; line-height: 125%; margin: 0px; padding: 0px;">
<span style="font-family: georgia, times, times new roman, serif;"><span style="font-size: 13px;">Dear Members,</span></span><br /><br /><span style="font-family: georgia, times, times new roman, serif;"><span style="font-size: 13px;">I have exciting news, but first I want to ask you a question; does your office serve coffee? Over the past several months, we have been working hard on a new way to support SB-Cal, the program is called the </span></span><strong style="font-family: georgia,times,times new roman,serif; font-size: 13px;"><em>SB-Cal Coffee Club. </em></strong><span style="font-family: georgia, times, times new roman, serif;"><span style="font-size: 13px;">We have partnered with a McLaughlin Coffee Roasters, a bay area family company, to offer a new way for businesses to buy coffee for their offices. For every pound of coffee purchased, $1 is donated to SB-Cal, and helps us advocate even harder for Small Business Issues. 65 million employees drink coffee at work*, that’s over 1.5 million pounds of coffee every year! Imagine how much good we could do for Small Businesses with that kind of financial support. </span></span><br /><br /><span style="font-family: georgia, times, times new roman, serif;"><span style="font-size: 13px;">Along with the coffee, we will be sending out a newsletter called “Wake up California!” Each edition will feature a different company, and highlight how we </span></span><u style="font-family: georgia,times,times new roman,serif; font-size: 13px;">level the playing field for small businesses in California.</u><span style="font-family: georgia, times, times new roman, serif;"><span style="font-size: 13px;"> You can read the first edition by clinking on the blue link in the sidebar.</span></span><br /><br /><span style="font-family: georgia, times, times new roman, serif;"><span style="font-size: 13px;">Each of you has invested in SB-Cal as a member and you know about our track record and motivations. </span></span><u style="font-family: georgia,times,times new roman,serif; font-size: 13px;">SB-Cal is unique in that we choose not to receive significant funds from large corporations, utilities or oil companies.</u><span style="font-family: georgia, times, times new roman, serif;"><span style="font-size: 13px;"> We have nothing against larger firms or major energy companies. Often California small business interests align with these businesses. Sometimes though, what big firms want isn’t compatible with maintaining a level playing field for all businesses. </span></span><strong style="font-family: georgia,times,times new roman,serif; font-size: 13px;">If we accepted funds from these firms, when the balance tips in the wrong direction, how could we fight for small businesses?</strong><br /><br /><span style="font-family: georgia, times, times new roman, serif;"><span style="font-size: 13px;">I’m asking you to help us take this first step. If your office serves coffee, would you be willing to try ours? If you are, let me know by email or phone or carrier pigeon! I will send you a sample bag to try for free. If you love the coffee, we can talk about ordering some for your office. If not, I’d love to hear your feedback and see how we can make this new program work better. My office, CAL Insurance, has switched over to this new coffee. It is </span><span style="font-size: 13px; line-height: 15.6px;">referred</span><span style="font-size: 13px;"> to as "the good stuff" in our offices. I hope you will try it. Thank you for the support you have already shown SB-Cal, and I look forward to hearing from you.</span></span><br /><span style="font-family: georgia, times, times new roman, serif;"><span style="font-size: 13px;"> </span></span><br /><span style="font-family: georgia, times, times new roman, serif;"><span style="font-size: 13px;">Best, </span></span><br /><strong style="font-family: georgia,times,times new roman,serif; font-size: 13px;"><em>Scott Hauge</em></strong><br /><span style="font-family: georgia, times, times new roman, serif;"><span style="font-size: 13px;"><img align="none" height="125" src="https://gallery.mailchimp.com/242a7d7d5374a41e90180c761/images/1023f7d1-a269-4d02-9d34-c420369fa6b0.jpg" style="border: 0px currentcolor; height: 125px; margin: 0px; width: 100px;" width="100" /> </span></span></h1>
SB-Calhttp://www.blogger.com/profile/17404059660426165296noreply@blogger.com1tag:blogger.com,1999:blog-32356826.post-45103581082529354882016-08-19T16:25:00.001-07:002016-08-19T16:25:00.741-07:00SB Cal Survey<div style="margin: 0in 0in 0pt;">
<span style="font-family: Calibri; font-size: small;">Just an update on our survey. To date we have 371 responses.</span></div>
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<span style="font-family: Calibri; font-size: small;">The top 5 priority issues so far are:</span></div>
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<span style="font-family: Calibri; font-size: small;">The availability and rising cost of healthcare. 85% say this is a top or high priority</span></div>
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<span style="font-family: Calibri; font-size: small;">The Economy 79% say this is a top or high priority.</span></div>
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<span style="font-family: Calibri; font-size: small;">Repairing and enhancing the States infrastructure. 70% say this is top or high priority</span></div>
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<span style="font-family: Calibri; font-size: small;">The quality of public education. 70% say top or high priority</span></div>
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<span style="font-family: Calibri; font-size: small;">Too much regulation 61% say top or high priority.</span></div>
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<span style="font-family: Calibri; font-size: small;">45% believe that things are headed in the wrong direction</span></div>
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<span style="font-family: Calibri; font-size: small;">51% believe that the business climate for small business in California is poor or very poor</span></div>
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<span style="font-family: Calibri; font-size: small;">41% say their gross receipts have either increased or increased significantly over the last 12 months.</span></div>
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<span style="font-size: small;"><span style="font-family: Calibri;">Thank you to all of you that have completed the survey and please to all of you that haven’t please do so.<span style="color: #1f497d;"> </span>As I have said this is the most important thing Small Business California does annually.</span></span></div>
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<span style="font-family: Calibri; font-size: small;">You can access the survey by going to </span><a href="http://www.smallbusinesscalifornia.org/" style="color: blue;"><span style="color: #0563c1; font-family: Calibri; font-size: small;">www.smallbusinesscalifornia.org</span></a><span style="font-family: Calibri; font-size: small;">.</span><br /><br /><span style="font-family: arial,helvetica neue,helvetica,sans-serif; font-size: 12px;"><span style="color: red;"><strong>Scott Hauge</strong></span><br /> President<br /><strong>Small Business California</strong><br /> 2311 Taraval Street<br /> San Francisco, CA 94116<br /><a href="mailto:shauge@cal-insure.com" style="color: blue;" title="mailto:shauge@cal-insure.com">shauge@cal-insure.com</a><br /> 415-680-2188 </span><br /><a href="http://smallbusinesscalifornia.org/" style="color: blue;"><img align="none" border="0" height="41" src="https://gallery.mailchimp.com/242a7d7d5374a41e90180c761/images/SBC.png" style="height: 41px; width: 160px;" width="160" /></a><br /><a class="twitter-profilelink" href="https://www.twitter.com/SmallbizCAL/"></a></div>
SB-Calhttp://www.blogger.com/profile/17404059660426165296noreply@blogger.com1tag:blogger.com,1999:blog-32356826.post-80655038048606331512016-08-19T16:24:00.001-07:002016-08-19T16:24:31.989-07:00Fast Facts on California Economy<div style="color: #202020; font-family: Helvetica; font-size: 15px; line-height: 150%; margin: 0in 0in 0pt;">
<span style="font-family: Calibri; font-size: small;">Please see email from Toni on California Economy and JEDE committee report.</span></div>
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<span style="font-family: Calibri; font-size: small;">Some of this I am sure you will find very interesting. She suggest I share with you.</span></div>
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<span style="font-family: Calibri; font-size: small;">Again we are looking for responses to our 22the annual survey. If you have completed thank you. If not please complete as this is the most important document Small Business California produces every year</span><span style="color: #1f497d;"><span style="font-family: Calibri; font-size: small;">.</span></span></div>
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<span style="font-family: Calibri; font-size: small;">You can access by going to </span><span style="color: #1f497d;"><a href="http://www.smallbusinesscalifornia.org/" style="color: #202020;"><span style="color: blue; font-family: Calibri; font-size: small;">www.smallbusinesscalifornia.org</span></a></span></div>
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<strong><span style="color: #1f497d; font-family: arial,sans-serif; font-size: 9pt;">Scott Hauge</span></strong><br /><span style="font-family: arial, sans-serif; font-size: 9pt;">President<br /><strong>Small Business California</strong><br /> 2311 Taraval Street<br /> San Francisco, CA 94116<br /><a href="mailto:shauge@cal-insure.com" style="color: #202020;" title="mailto:shauge@cal-insure.com">shauge@cal-insure.com</a><br /> 415-680-2188 </span><br /><a href="http://smallbusinesscalifornia.org/" style="color: #202020;"><span style="font-family: helvetica, sans-serif; font-size: 11.5pt; text-decoration: none;"><img alt="https://gallery.mailchimp.com/242a7d7d5374a41e90180c761/images/SBC.png" border="0" height="41" id="_x0000_i1025" src="https://gallery.mailchimp.com/242a7d7d5374a41e90180c761/images/SBC.png" style="-ms-interpolation-mode: bicubic; border-image: none; border: 0px currentColor; height: auto !important; text-decoration: none;" width="160" /></span></a></div>
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<span style="color: #1f497d;"><span style="font-family: Calibri; font-size: small;"> </span></span><br /> </div>
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<span style="color: black; font-family: Calibri; font-size: small;">Dear JEDE Friends –</span></div>
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<span style="color: black; font-family: Calibri; font-size: small;">Attached is a copy of the current Fast Facts on California Economy. JEDE publishes this document monthly, flowing the release of the state employment numbers by EDD.</span></div>
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<span style="color: black; font-family: Calibri; font-size: small;">This document and other economic development related materials can be found on the JEDE Internet Website: </span><a href="http://ajed.assembly.ca.gov/policyissues" style="color: #202020;"><span style="color: blue; font-family: Calibri; font-size: small;">http://ajed.assembly.ca.gov/policyissues</span></a><span style="color: black; font-family: Calibri; font-size: small;"> </span></div>
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<span style="color: black; font-family: Calibri; font-size: small;">As always, please call if you have any questions or need our assistance.</span></div>
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<span style="color: black; font-family: Calibri; font-size: small;">Toni and Matt</span></div>
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<span style="color: black; font-family: Calibri; font-size: small;">TONI E. SYMONDS</span></div>
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<span style="color: black; font-family: Calibri; font-size: small;">Chief Consultant</span></div>
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<span style="color: black; font-family: Calibri; font-size: small;">California State Legislature</span></div>
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<span style="color: black; font-family: Calibri; font-size: small;">Assembly Committee on Jobs, Economic Development and the Economy</span></div>
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<span style="color: black; font-family: Calibri; font-size: small;">(916)319-2090</span></div>
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<a href="mailto:Toni.symonds@asm.ca.gov" style="color: #202020;"><span style="color: blue; font-family: Calibri; font-size: small;">Toni.symonds@asm.ca.gov</span></a><span style="color: black; font-family: Calibri; font-size: small;"> </span></div>
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<span style="font-family: times new roman,serif; font-size: 12pt;"><span style="color: black;"><california 2016.pdf="" 28="" economy="" facts="" fast="" font="" july="" updated=""></california></span></span></div>
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SB-Calhttp://www.blogger.com/profile/17404059660426165296noreply@blogger.com2tag:blogger.com,1999:blog-32356826.post-36183144257633892542016-08-19T16:23:00.003-07:002016-08-19T16:23:29.300-07:00SB 482 Support<div style="margin: 0in 0in 0pt;">
<strong><span style="color: #1f497d;"><span style="font-family: Calibri; font-size: small;">It was reported today in a Kaiser News Report that opioid medical services have increased over 3000% since 2007. Please see email to me from Lori Kammerer SB Cal’s Public Affairs person. Please let me know if your association or your company can sign onto this. Besides Small Business California,the Cal Chamber , Consumer Federation, California Narcotics Officers Association and the Teamsters have signed letters of support. If you need additional information please let me know.</span></span></strong></div>
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<span style="font-family: arial,sans-serif;">I think at this point, it’s better to ask the associations or individual small businesses to sign on to SB Cal’s Assembly Floor Alert that will be sent out next week. I think we’ll have more of a response. We just need their company name and contact and I’ll add them to the Floor Alert. Below is a short synopsis of the bill. </span></div>
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<strong><span style="font-family: arial, sans-serif;">According to the Centers for Disease Control and Prevention, drug overdoses are the top cause of accidental death in the United States (3). Nearly 23,000 people died from an overdose of pharmaceuticals in 2013 nationally – more than 70% of them from opiate prescription painkillers. The CURES database is an invaluable investigative, preventive, and educational tool for law enforcement and the healthcare community.</span></strong></div>
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<strong><span style="font-family: arial, sans-serif;">The California Attorney General's Office believes that if doctors and pharmacies have access to controlled substance history information at the point of care, it will help them make better prescribing decisions and cut down on prescription drug abuse in California. The current voluntary approach has not been able to attract sufficient participation to make it truly effective.</span></strong></div>
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<strong><span style="font-family: arial, sans-serif;">Senate Bill 482 requires all prescribers to consult the CURES system before issuing Schedule II and III drugs. This will enable prescribers to make informed decisions about their patient’s care and limit the number of people who doctor shop and over use prescription drugs. This bill will only become operative once the AG’s office certifies the system update is fully operative. Additionally, prescribers will not be held liable if at the time of the prescription CURES is unavailable.</span></strong></div>
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<strong><span style="font-family: arial, sans-serif;">We urge the California State Assembly to vote AYE when SB 482 (Lara) is presented for a Floor vote. </span></strong></div>
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<strong><span style="color: #1f497d;"><span style="font-family: Calibri;"><span style="font-size: small;">Again a reminder to please complete our 12</span><sup><span style="font-size: x-small;">th</span></sup><span style="font-size: small;"> Annual survey of small businesses around the state. You can access by going to </span></span><a href="http://www.smallbusinesscalifornia.org/" style="color: blue; font-weight: normal;"></a></span></strong><strong><span style="color: #0563c1; font-family: Calibri; font-size: small;">www.smallbusinesscalifornia.org</span></strong></div>
<br /><br /><br />SB-Calhttp://www.blogger.com/profile/17404059660426165296noreply@blogger.com1tag:blogger.com,1999:blog-32356826.post-49503811926774378202016-08-19T16:23:00.001-07:002016-08-19T16:23:02.551-07:00Small Business Development Centers / California Governor/ SB Cal Survey<div style="margin: 0in 0in 0pt;">
<span style="font-family: Calibri; font-size: small;">The California Small Business Development Centers [SBDC] are a real treasure for California small business. Next Tuesday, Lori and I will be meeting with the Governor's Office of Business Director, Panorea Avdis and Small Business Advocate, Jesse Torres. It appears that California will not be providing any money to the program next year. This is a real problem because the SBA matches all money raised in California. Are you aware of the SBDC program? Do you support funding by California to the SBDC program? Have you used SBDC? What was your experience? What would you like us to tell Panorea and Jesse?</span></div>
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<span style="font-family: Calibri; font-size: small;">Here’s a question I would guess most of you don’t know. Who has been the Governor of California during the Democratic Convention? The answer is Tom Torlakson, State Superintendent of Schools. There are 8 people before him in the line of succession.</span></div>
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<span style="font-family: Calibri;"><span style="font-size: small;">Please take a few minutes to complete Small Business California’s 12</span><sup><span style="font-size: x-small;">th</span></sup><span style="font-size: small;"> annual survey. This is the most important activity that Small Business California does each year. The results of the survey go to every legislator and the Governor and provides them the pulse of small business.</span></span></div>
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<span style="font-family: Calibri; font-size: small;">You can access the survey by going to </span><a href="http://www.smallbusinesscalifornia.org/" style="color: blue;"><span style="color: #0563c1; font-family: Calibri; font-size: small;">www.smallbusinesscalifornia.org</span></a><span style="font-family: Calibri;">. Please also send this to other small businesses. Thank you to those of you that have completed this.</span></div>
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<span style="font-family: Calibri; font-size: small;">Thank you.</span></div>
<br /><span style="font-family: arial,helvetica neue,helvetica,sans-serif; font-size: 12px;"><span style="color: red;"><strong>Scott Hauge</strong></span><br /> President<br /><strong>Small Business California</strong><br /> 2311 Taraval Street<br /> San Francisco, CA 94116<br /><a href="mailto:shauge@cal-insure.com" style="color: blue;" title="mailto:shauge@cal-insure.com">shauge@cal-insure.com</a><br /> 415-680-2188 </span><br /><a href="http://smallbusinesscalifornia.org/" style="color: blue;"><img align="none" border="0" height="41" src="https://gallery.mailchimp.com/242a7d7d5374a41e90180c761/images/SBC.png" style="height: 41px; width: 160px;" width="160" /></a><br /><a class="twitter-profilelink" href="https://www.twitter.com/SmallbizCAL/"></a>SB-Calhttp://www.blogger.com/profile/17404059660426165296noreply@blogger.com1tag:blogger.com,1999:blog-32356826.post-36446483251943072502016-08-19T16:22:00.003-07:002016-08-19T16:22:38.035-07:00State Fund Rate Decrease/Covered California Rate Increase<div style="margin: 0in 0in 0pt;">
<span style="font-family: calibri,sans-serif; font-size: 11pt;">We delayed our annual survey this year and are now doing our 12<sup>th</sup> annual survey of small businesses around the state. Please see link below and complete. It would also be great if you could forward this to associations you belong to and your colleagues in the small business community. This is the most important thing we do annually and gives us a reading of the pulse of small business. I want to thank Jim Ross and Sam Felsing of Telegraph LLC for their assistance in putting together the survey.</span></div>
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<span style="font-family: Times New Roman; font-size: small;">Here's the final link: </span></div>
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<a href="https://www.surveymonkey.com/r/QZXVWZM" style="color: blue;"><span style="font-family: Times New Roman; font-size: small;">https://www.surveymonkey.com/r/QZXVWZM</span></a><br /><br /> </div>
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<span style="font-family: Calibri; font-size: small;">State Fund has announced an overall rate decrease September 1, 2017 of 9.5%. This is going to vary by the class codes you have been assigned. One note of caution if you are a State Fund policy holder. If you renew your policy with them be sure and check your claims activity the year prior to renewal. </span></div>
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<span style="font-family: Calibri; font-size: small;">A couple of very small claims could have a major impact on pricing. I have seen accounts increase 35% to 40% because of just a couple claims under $1000.</span></div>
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<span style="font-size: small;"><span style="font-family: Calibri;">Covered California just announced a 13.2% increase next year. You may not be with Covered California but this is a good indication that all health insurance companies will be increasing rates close to the same amount.</span></span></div>
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<br /><span style="font-family: arial,helvetica neue,helvetica,sans-serif; font-size: 12px;"><span style="color: red;"><strong>Scott Hauge</strong></span><br /> President<br /><strong>Small Business California</strong><br /> 2311 Taraval Street<br /> San Francisco, CA 94116<br /><a href="mailto:shauge@cal-insure.com" style="color: blue;" title="mailto:shauge@cal-insure.com">shauge@cal-insure.com</a><br /> 415-680-2188 </span><br /><a href="http://smallbusinesscalifornia.org/" style="color: blue;"><img align="none" border="0" height="41" src="https://gallery.mailchimp.com/242a7d7d5374a41e90180c761/images/SBC.png" style="height: 41px; width: 160px;" width="160" /></a></div>
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SB-Calhttp://www.blogger.com/profile/17404059660426165296noreply@blogger.com0tag:blogger.com,1999:blog-32356826.post-82821973959538667022016-08-19T16:22:00.001-07:002016-08-19T16:22:07.299-07:00Jackie Speier/Funding for SBDCs<div style="margin: 0in 0in 0pt;">
<span style="font-family: Calibri; font-size: small;">Yesterday I received a call from Channel 7 asking if Small Business California has taken a position on the Pink Tax. Congresswoman Jackie Speier is proposing legislation, HR 5686, to repeal the so called Pink Tax. She has worked at the state level on this issue for years, but is putting this bill forward as a result of a study by the New York Department of Consumer Affairs, which found that women paid 7% more for similar products purchased by men. The reporter indicated the US Chamber and a National Retailer Association were opposing this. I am not clear if they have filed formal opposition, but the reporter said it was because they were opposed to government involvement in pricing of private sector products. According to the reporter, they also have said this will hurt small business because they could be subjected to lawsuits for violation of the bill.</span></div>
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<span style="font-family: Calibri; font-size: small;">Small Business California has not taken a position and I doubt we will, but what do you think about this legislation?</span></div>
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<span style="font-family: Calibri; font-size: small;">The Small Business Development Centers have received $300,000 to help businesses comply with the Small Business California legislation, requiring businesses in California to file their EDD quarterly returns On Line. While it was not part of the legislation, Small Business California took the lead in pushing for this funding.</span></div>
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<span style="font-family: Calibri; font-size: small;">The $300,000 will be matched by the SBA.</span></div>
<br /><br /><br /><br /><br /><span style="font-family: arial,helvetica neue,helvetica,sans-serif; font-size: 12px;"><span style="color: red;"><strong>Scott Hauge</strong></span><br /> President<br /><strong>Small Business California</strong><br /> 2311 Taraval Street<br /> San Francisco, CA 94116<br /><a href="mailto:shauge@cal-insure.com" style="color: blue;" title="mailto:shauge@cal-insure.com">shauge@cal-insure.com</a><br /> 415-680-2188 </span><br /><a href="http://smallbusinesscalifornia.org/" style="color: blue;"><img align="none" border="0" height="41" src="https://gallery.mailchimp.com/242a7d7d5374a41e90180c761/images/SBC.png" style="height: 41px; width: 160px;" width="160" /></a><br />
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SB-Calhttp://www.blogger.com/profile/17404059660426165296noreply@blogger.com0tag:blogger.com,1999:blog-32356826.post-66951762624077072252016-08-19T16:21:00.003-07:002016-08-19T16:21:34.083-07:00Labor Enforcement Task Force (LETF) Mobile Versions Employer Fact Sheets<div style="margin: 0in 0in 0pt;">
<strong><span style="font-family: Calibri; font-size: small;">Please see information which outline employers responsibilities and penalties for noncompliance of labor law. While this has only 5 industries the responsibilities are similar for all employers. </span></strong></div>
<span style="font-family: arial,helvetica neue,helvetica,sans-serif; font-size: 12px;"><span style="color: red;"><strong>Scott Hauge</strong></span><br /> President<br /><strong>Small Business California</strong><br /> 2311 Taraval Street<br /> San Francisco, CA 94116<br /><a href="mailto:shauge@cal-insure.com" style="color: blue;" title="mailto:shauge@cal-insure.com">shauge@cal-insure.com</a><br /> 415-680-2188 </span><br /><a href="http://smallbusinesscalifornia.org/" style="color: blue;"><img align="none" border="0" height="41" src="https://gallery.mailchimp.com/242a7d7d5374a41e90180c761/images/SBC.png" style="height: 41px; width: 160px;" width="160" /></a><br /> <br />
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<span style="font-family: Calibri;"><span style="font-size: small;">The Labor Enforcement Task Force (LETF) has designed new <span style="color: #1f497d;"><a href="http://www.dir.ca.gov/letf/Information_for_workers_and_employers_mobile.html" style="color: blue;">mobile versions</a></span></span><span style="font-size: small;"> of fact sheets to</span><span style="color: #1f497d;"><span style="font-size: small;"> </span></span><span style="font-size: small;">help employers understand and follow labor, licensing and payroll tax laws. The fact sheets have been designed for employers in specific industries including: </span><span style="color: #1f497d;"><a href="http://www.dir.ca.gov/letf/Mobile/Agriculture_Employer_Brochure.pdf" style="color: blue;"><span style="font-size: small;">Agriculture</span></a></span><span style="font-size: small;">, </span><span style="color: #1f497d;"><a href="http://www.dir.ca.gov/letf/Mobile/Automotive_Employer_Brochure.pdf" style="color: blue;"><span style="font-size: small;">Automotive</span></a></span><span style="font-size: small;">, </span><span style="color: #1f497d;"><a href="http://www.dir.ca.gov/letf/Mobile/Construction_Employer_Brochure.pdf" style="color: blue;"><span style="font-size: small;">Construction</span></a></span><span style="font-size: small;">, </span><span style="color: #1f497d;"><a href="http://www.dir.ca.gov/letf/Mobile/Garment_Employer_Brochure.pdf" style="color: blue;"><span style="font-size: small;">Garment</span></a></span><span style="font-size: small;">, </span><span style="color: #1f497d;"><a href="http://www.dir.ca.gov/letf/Mobile/Landscaping_Employer_Brochure.pdf" style="color: blue;"><span style="font-size: small;">Landscaping</span></a></span><span style="font-size: small;"> and </span><span style="color: #1f497d;"><a href="http://www.dir.ca.gov/letf/Mobile/Restaurant_Employer_Brochure.pdf" style="color: blue;"><span style="font-size: small;">Restaurant</span></a></span><span style="font-size: small;">. </span></span></div>
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<span style="font-family: Calibri; font-size: small;">The LETF booklet “What are your rights as a worker?” was designed to help workers understand their rights in regards to minimum wage and overtime, rest and meal breaks, safety and health on the job, and benefits for those injured or unemployed.</span></div>
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<span style="font-family: Calibri; font-size: small;">The mobile version of the worker booklet is available in both </span><a href="http://www.dir.ca.gov/letf/english_worker_mobile.pdf" style="color: blue;"><span style="font-family: Calibri; font-size: small;">English</span></a><span style="font-family: Calibri; font-size: small;"> and </span><a href="http://www.dir.ca.gov/letf/spanish_worker_mobile.pdf" style="color: blue;"><span style="font-family: Calibri; font-size: small;">Spanish</span></a></div>
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<span style="font-family: Calibri;"><span style="font-size: small;">Th<span style="color: #1f497d;">e</span></span><span style="font-size: small;"> </span><span style="color: #1f497d;"><a href="http://www.dir.ca.gov/letf/Information_for_workers_and_employers_mobile.html" style="color: blue;"><span style="font-size: small;">mobile versions</span></a><span style="font-size: small;"> </span></span><span style="font-size: small;">of LETF materials are readable on phones and mobile devices.</span></span></div>
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<span style="font-family: Calibri; font-size: small;">Please visit our </span><a href="http://www.dir.ca.gov/letf/Information_for_workers_and_employers.html" style="color: blue;"><span style="font-family: Calibri; font-size: small;">website</span></a><span style="font-family: Calibri; font-size: small;"> to view all of our educational materials and resources for both workers and employers.</span></div>
SB-Calhttp://www.blogger.com/profile/17404059660426165296noreply@blogger.com0tag:blogger.com,1999:blog-32356826.post-80798330812081926732016-08-19T16:21:00.001-07:002016-08-19T16:21:03.941-07:00Relief from Private Attorney General Act Lawsuits Could Be On Its Way<div style="margin: 0in 0in 0pt;">
<span style="font-family: calibri,sans-serif; font-size: 11pt;">PAGA has been a real problem for employers and it appears we might be getting some relief</span><span style="color: #1f497d; font-family: calibri,sans-serif; font-size: 11pt;">. </span><span style="font-family: calibri,sans-serif; font-size: 11pt; mso-ansi-language: EN-US; mso-bidi-font-family: "Times New Roman"; mso-bidi-language: AR-SA; mso-fareast-font-family: SimSun; mso-fareast-language: ZH-CN; mso-fareast-theme-font: minor-fareast;">Have any of you had a PAGA action?</span><br /><span style="font-family: arial,helvetica neue,helvetica,sans-serif; font-size: 12px;"><span style="color: red;"><strong>Scott Hauge</strong></span><br /> President<br /><strong>Small Business California</strong><br /> 2311 Taraval Street<br /> San Francisco, CA 94116<br /><a href="mailto:shauge@cal-insure.com" style="color: blue;" title="mailto:shauge@cal-insure.com"><span style="color: navy;">shauge@cal-insure.com</span></a><br /> 415-680-2188 </span><br /><a href="http://smallbusinesscalifornia.org/" style="color: blue;"><img align="none" border="0" height="41" src="https://gallery.mailchimp.com/242a7d7d5374a41e90180c761/images/SBC.png" style="height: 41px; width: 160px;" width="160" /></a></div>
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<span class="submitted">By <a href="http://www.foxandhoundsdaily.com/author/maryannmaloney/" rel="author" style="color: blue;" title="Posts by Maryann Marino"><span style="color: navy;">Maryann Marino</span></a></span> <br />
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Regional Director, California Citizens Against Lawsuit Abuse</div>
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Monday, July 11th, 2016<br /> Printed in Fox & Hound </div>
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--> Last week, Governor Jerry Brown signed a budget that included more state oversight over the thousands of frivolous Private Attorney General Act (PAGA) lawsuits being filed against California businesses. Both Senate Pro Tem Kevin de Leon and Assembly Leader Anthony Rendon also indicated to Assemblywoman Shannon Grove that they would be helpful to her efforts to reform this poorly written law.<br />
PAGA has created a field day for unscrupulous attorneys who sue businesses for thousands, hundreds of thousands, or millions of dollars for issues of technical non-compliance.<br />
Business owners are sued for not having a beginning and ending date on a pay check stub, a typo in the company name printed on the paycheck, or incorrectly documenting rest and meal breaks. For example, one company in Kern County had to settle for $1.5 million for incorrectly calculating an hourly bonus for workers who worked safely on the job. These infractions cost business owners $100 for the first violation and then $200 per subsequent violation multiplied by the number of employees per pay period over four years. <br />
This new type of legal extortion is taking a big toll on businesses forcing them to spend thousands or even millions of dollars to settle, file for bankruptcy, lay off workers, or even move their businesses and jobs out of California.<br />
Recently, nearly 100 small business owners lined up to share their experience with unwarranted PAGA lawsuits at the California Citizens Against Lawsuit Abuse Small Business Summit in Bakersfield.<br />
The Bakersfield area has been a target of PAGA lawsuits where business owners are sued over minor technical violations that become class action lawsuits. Over 100 Kern County business owners have been sued under PAGA and 34,000 statewide, according to Assemblywoman Shannon Grove.<br />
Your voice is needed. Legislators need to hear you and know there is support in their local district. We urgently need you to call your local assembly and senate member asking them to support PAGA reform.<br />
Please reach out to <a href="https://www.sickoflawsuits.org/california/" style="color: blue;"><span style="color: navy;">California Citizens Against Lawsuit Abuse</span></a> to sign up for our legislative alerts that will keep you up-to-date on important legislative issues and connect you with your legislator. Click <a href="https://youtu.be/khpr58oAbdI" style="color: blue;"><span style="color: navy;">here</span></a> to watch a video with Assemblywoman Shannon Grove, (R) Bakersfield, interviewing businesses owners hurt by frivolous PAGA lawsuits in Kern County.</div>
SB-Calhttp://www.blogger.com/profile/17404059660426165296noreply@blogger.com0tag:blogger.com,1999:blog-32356826.post-35791894192477276152016-08-19T16:20:00.003-07:002016-08-19T16:20:35.492-07:00Bag Fees to Ballot<div style="margin: 0in 0in 0pt;">
<strong><span style="color: #1f497d;"><span style="font-family: Calibri; font-size: small;">I received this from Regina yesterday. If you are a business that charges for bags were you aware of this? Are any associations speaking out on this.</span></span></strong></div>
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<strong><span style="color: #1f497d;"><span style="font-family: Calibri; font-size: small;">What do you think?</span></span></strong></div>
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<span style="font-family: Calibri;"><strong><em><span style="font-size: small;">Bag Fees to Ballot. </span></em></strong><span style="font-size: small;">California voters in November will not only decide whether to uphold the state’s plastic bag ban, but also whether to redirect fees on paper and reusable bags to environmental projects. The ballot measure would require stores to deposit their bag sale proceeds into a special fund administered by the Wildlife Conservation Board. It would mandate the board develop regulations to implement the law. If the referendum is successful in stopping the statewide ban on single-use bags, then the initiative would only impact bag fees in communities with local bans in place. More </span></span><a href="http://www.latimes.com/politics/la-pol-sac-essential-politics-california-plastic-bag-ban-fees-1467248574-htmlstory.html" style="color: blue;"><span style="color: #0563c1; font-family: Calibri; font-size: small;">here</span></a><span style="font-family: Calibri;"><span style="font-size: small;">. </span><strong><em><span style="font-size: small;"> </span></em></strong></span></div>
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<span style="font-family: Calibri; font-size: small;">Kindly,</span></div>
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<strong><span style="font-size: small;"><span style="font-family: Calibri;"><span style="color: navy;">Regina Dick-Endrizzi</span><span style="color: #004080;"> </span><span style="color: grey;">| Executive Director | Office of Small Business</span></span></span></strong></div>
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<span style="color: grey;"><a href="mailto:regina.dick-endrizzi@sfgov.org" style="color: blue;"><span style="font-family: Calibri; font-size: small;">regina.dick-endrizzi@sfgov.org</span></a><span style="font-family: Calibri;"><span style="font-size: small;"> | D: 415.554.6481 |O: 415.554.6134 |c: 415.902-4573 </span><br /><span style="font-size: small;">City Hall, Suite 110 | 1 Carlton B. Goodlett Place | San Francisco, CA 94102 </span></span></span></div>
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<span style="color: blue; font-size: 10pt;"><a href="http://www.sfosb.org/" style="color: blue;"><span style="font-family: Calibri;">www.sfosb.org</span></a></span><span style="font-family: Calibri;"><span style="color: blue;"><span style="font-size: small;"> | </span></span><span style="color: #7f7f7f; font-size: 10pt;"><a href="https://us4.admin.mailchimp.com/campaigns/businessportal.sfgov.org" style="color: blue;">businessportal.sfgov.org</a> </span><span style="color: blue;"><span style="font-size: small;">| </span></span><span style="color: blue; font-size: 10pt;"><a href="http://www.facebook.com/SFOSB" style="color: blue;">facebook</a> | <a href="https://twitter.com/sfosb" style="color: blue;">twitter</a></span></span></div>
<br /><br /><span style="font-family: arial,helvetica neue,helvetica,sans-serif; font-size: 12px;"><span style="color: red;"><strong>Scott Hauge</strong></span><br /> President<br /><strong>Small Business California</strong><br /> 2311 Taraval Street<br /> San Francisco, CA 94116<br /><a href="mailto:shauge@cal-insure.com" style="color: blue;" title="mailto:shauge@cal-insure.com">shauge@cal-insure.com</a><br /> 415-680-2188 </span><br /><a href="http://smallbusinesscalifornia.org/" style="color: blue;"><img align="none" border="0" height="41" src="https://gallery.mailchimp.com/242a7d7d5374a41e90180c761/images/SBC.png" style="height: 41px; width: 160px;" width="160" /></a><br />
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SB-Calhttp://www.blogger.com/profile/17404059660426165296noreply@blogger.com0tag:blogger.com,1999:blog-32356826.post-27629623630212547982016-08-19T16:20:00.001-07:002016-08-19T16:20:02.376-07:00President Obama: "ISIL Is Under More Pressure Than Ever Before"<span style="font-family: arial,helvetica neue,helvetica,sans-serif;">Yesterday I sent out information about the Orlando shooting. I received responses from many of you but I thought this one was particularly interesting<br /> <br /> Scott,<br /> Thanks for sending this out. I saw the owner of Pulse interviewed this morning and was so impressed with her outlook and kindness.<br /> It was my honor to make a modest contribution.<br /> Teresa .</span> <br />
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<br /><span style="font-family: arial,helvetica neue,helvetica,sans-serif;"><span style="font-size: 11pt;">Please see comments by President Obama about the Orlando situation and what he is doing.</span></span></div>
<span style="font-family: arial,helvetica neue,helvetica,sans-serif;"><br /><strong>Scott Hauge</strong><br /> President<br /><strong>Small Business California</strong><br /> 2311 Taraval Street<br /> San Francisco, CA 94116<br /><a href="mailto:shauge@cal-insure.com" style="color: blue;" title="mailto:shauge@cal-insure.com">shauge@cal-insure.com</a><br /> 415-680-2188<br /><a href="http://smallbusinesscalifornia.org/" style="color: blue;"><img alt="https://gallery.mailchimp.com/242a7d7d5374a41e90180c761/images/SBC.png" border="0" height="41" id="_x0000_i1025" src="https://gallery.mailchimp.com/242a7d7d5374a41e90180c761/images/SBC.png" width="160" /></a></span>SB-Calhttp://www.blogger.com/profile/17404059660426165296noreply@blogger.com0